About 3, points

Calculation formula of Yu 'ebao's income:

Today's income = (the confirmed share of Yu 'ebao's funds/1,) x income per 1, shares.

1. For example, the annualized rate of return on a certain day of Yu 'ebao is 4.169%, and the income per 1, shares is 1.1125. Based on the income of Yu 'ebao in a certain period of time, if you deposit 1, yuan, the income for one day is 1.1125 yuan, and the income for one month is 1, x 4.169% x 3 ÷ 365 = 34.44 yuan; If you deposit 1, yuan, the daily income will be 11.125 yuan, and a million yuan will be 111.125 yuan a day and 111.125× 3 = 3,333.75 yuan a month, which is still far from 1, yuan.

2. Yu 'ebao used to be able to deposit 1,, yuan, but now it can't deposit 1 million yuan. This year, it dropped to 25, yuan, and not long ago, it dropped to 1, yuan. So it is impossible to deposit 1,, yuan into Yu 'ebao now. According to the explanation given by Alipay, the introduction of the quota does not affect most customers. It can also be said that according to the 28 th law of economics, 8% people provide 2% value output, while 2% people provide 8% value output.

3. Furthermore, if there are 1 people who have saved Yu 'ebao, they can only say that their brains have rusted. By the way, if you invest something, you can earn more than Yu 'ebao. If you want to earn more than 1, yuan a month by saving money, you can only say that you are naive, or your current economic ability is only tens of thousands, because it is too poor. First of all, if there are 1 million people, you must invest, because the things you invest can earn far more than this interest.

extended information

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched in June 213. Tianhong Fund? He is the fund manager of Yu 'ebao.

Is Yu 'ebao docked with Yu 'ebao Monetary Fund under Tianhong Fund? , characterized by simple operation, low threshold, zero handling fee, and can be used at any time. In addition to financial management functions, Yu 'ebao can also be directly used for consumer payment such as shopping, transfer, payment and repayment, and is a cash management tool in the era of mobile Internet. At present, Yu 'ebao is still the largest monetary fund in China.

on may 3, 218, Yu' ebao was newly connected to two money fund products, namely "Bosera Cash Income Currency A" and "China-Europe Qian Bao Currency A" under the China Europe Fund Company.

Reference: Baidu Encyclopedia-Yu 'ebao.