The advantages and disadvantages of consignment are: one account can buy all the cooperative fund products, but the consignment fee is slightly more expensive than direct sales.

The bank will not compensate for the loss of the entrusted fund. Fund is a collective asset management plan. After investors buy funds, they enjoy the benefits and take risks. The bank is only an agency for fund sales, and it is impossible to promise capital preservation or income protection. However, if investors buy a capital preservation fund, after the expiration of the term, if the fund loses money, the fund company will make a capital preservation commitment.