1. For the opening of graded funds, the average securities assets in the last 20 trading days must be more than 300,000, and the securities assets must be assets in securities accounts and capital accounts opened in the name of investors.

2. Individuals and general institutional investors who want to set up graded funds need to bring valid identification and sign a written disclosure of investment risks of graded funds at the temporary counter of the business department.

Tips: When purchasing graded funds, you should pay attention to the following issues:

1. Pay attention to the leverage ratio.

When purchasing graded funds, the share ratio of stable part and enterprising part is 1: 1 or 4:6.

2. Pay attention to Grade A interest rate

At present, many stable shares in the fund market are floating products, and the annual income is generally 3% or 3% of the bank's interest in the same period. However, because the future interest rate changes will not affect it, the advantage of this stock in the interest rate reduction cycle will become more and more prominent, and it can be used as a substitute for deposits or national debt.

3. Pay attention to integral share conversion

When purchasing graded funds, it should be noted that the conversion of graded funds can keep the high-risk share within a certain range, so it can avoid the risk-return level of high-risk share seriously deviating from the initial operation.