How to write the basic knowledge about funds in a more standard way? Let's share the basic knowledge of the fund and related methods and experiences for your reference.

Basic knowledge of funds

The basic knowledge about the fund is as follows:

1. Funds can be divided into broad sense and narrow sense. Generalized funds include not only mutual funds, but also government and mutual funds. In a narrow sense, funds only refer to combined funds.

2. The fund reflects the trust relationship, and the fund manager (custodian) can only attend the meetings of the foundation and be entrusted to seek benefits for investors and holders.

3. The fund shall be managed by the fund custodian, who shall be a commercial bank.

4. Investment funds raise funds by issuing fund bonds to the public. Fund bonds are the securities of fund units, which are fund bonds, not stocks.

5. The fund manager can charge a certain management fee to investors according to the fund contract.

What are the basic knowledge about funds?

Before buying a fund, you need to know the following basic knowledge:

_ _ Fund: A fund is an investment tool that gathers the funds of many people and is invested by professionals in stocks, bonds, etc.

_ _ Equity funds: funds that invest in stocks have higher investment returns but greater risks.

_ _ Bond funds: funds that invest in bonds have stable returns, but low returns.

_ _ Mixed funds: investing in stocks, bonds and cash, etc. The level of risk and return is higher than that of equity funds and bond funds.

_ _ money fund: a fund that invests in money market instruments with low risk and good liquidity.

_ _ fund manager: a professional in charge of investment.

_ _ Net value: the unit asset price of the fund.

_ _ Price limit: prevent the stock price from ups and downs and protect investors.

Different types of funds have different investment directions and characteristics, so you need to choose according to your own needs and risk tolerance. In addition, fund investment is a long-term process, which requires patience and does not pursue short-term high returns.

What are the basic knowledge about funds?

Before buying a fund, it is best to know some basic knowledge about the fund, so as to better understand the investment and risks.

1. What is a fund?

A fund is an investment tool composed of a group of investors and managed by a professional institution to invest in stocks, bonds or other assets. The return of the fund is determined by the performance of the portfolio, which spreads risks and reduces risks.

2. Fund classification

According to different investment objects, funds are mainly divided into stock funds, bond funds, mixed funds and money funds. Stock funds invest in stocks, bond funds invest in bonds, hybrid funds invest in stocks and bonds, and money funds invest in short-term bonds and money markets.

3. Fund expenses

The expenses of this fund include management fees, custody fees, sales service fees, operation fees, etc. These expenses are usually determined by the size of the fund and the investment income.

4. Fund income

The income of the fund is determined by the performance of the portfolio, including the income brought by the growth of the fund's net value and the investment income.

5. Fund investment

The fund invests in stocks, bonds or other assets, and the investment income is determined by the performance of the portfolio, but the investment risk is borne by the investors themselves.

6. Net fund value

The net fund value refers to the asset value represented by each share of the fund, which is usually updated every morning and evening.

7. Fund redemption

Fund redemption means that investors sell their fund shares, and usually need to wait for a period of time to receive the redemption money.

8. Fund investment strategy

The investment strategies of the Fund include but are not limited to stock funds, bond funds, hybrid funds and monetary funds, and the specific investment direction is determined by the fund manager.

9. Fund risk

The risk of the fund is determined by the performance of the portfolio, but investors bear different responsibilities and risks.

10. Fund income distribution

Fund income distribution means that the fund distributes some income to investors, usually according to the type of fund, investment direction and investment income and other factors.

Analysis on the Basic Knowledge of Fund

"Fund" refers to a fund established for a certain purpose, such as trust and investment fund, provident fund, retirement fund, etc. Many people support it and professionals manage it.

There are many ways to classify funds. Here are some basic classification methods:

1. According to the different forms of fund organizations, it can be divided into contractual funds and corporate funds. Contract fund refers to a fund type in which the fund share is held by the fund manager and the fund custodian keeps the fund assets and opens a fund account in the name of the fund manager and the fund custodian. Corporate fund refers to a kind of fund whose issuer is an investment company with the fund manager as the legal person, and whose investment operation is carried out according to the rules of corporate securities investment fund with the fund assets as the guarantee.

2. According to different investors, funds can be divided into stock funds, bond funds, hybrid funds, money market funds and special funds. Equity funds refer to funds that invest in the stock market, and the investment targets are mainly blue-chip stocks and growth stocks. Bond funds refer to funds that invest in bonds, and their investment targets are mainly fixed-income financial instruments such as government bonds and corporate bonds. Hybrid funds refer to funds that invest in stocks, bonds and money market instruments, and their investment targets may be funds of growth enterprises or cyclical industries. Money market funds refer to funds that invest in the money market, and their investment targets are mainly short-term financial instruments under the age of 1, such as government bonds, corporate bonds and commercial promissory notes. Special funds refer to funds that invest in specific fields, such as index funds, gold funds and REITs.

3. According to the different investment objectives of funds, they can be divided into growth funds, income-oriented funds and balanced funds. Growth funds refers to the fund whose investment purpose is to pursue capital appreciation, and its investment target is mainly the stocks of enterprises or emerging industries with great growth potential. Income-oriented fund refers to the fund whose investment purpose is to pursue current income, and the investment object is mainly bonds or stocks with stable income. Balanced fund refers to a fund that pursues both capital appreciation and current income, and its investment targets are mainly bonds, stocks and cash.

4. According to the different investment strategies of funds, they can be divided into active funds and passive funds. Active fund refers to the fund whose managers take the initiative to make stock selection and investment decisions, and its investment targets are mainly blue-chip stocks and growth stocks in the market. Passive fund refers to a fund that invests in a specific index and trades according to the composition weight of index constituent stocks. Its investment targets are mainly passive index constituent stocks.

Overview of fund basic knowledge

Basic knowledge about funds includes the following aspects:

_ _ fund, in layman's terms, is to pool everyone's money and let professionals (fund managers) invest and manage money for us.

_ _ fund types: according to the mode of operation, it can be divided into open-end funds and closed-end funds; According to the investment object, it can be divided into stock funds, bond funds and hybrid funds.

_ _ The difference between open-end funds and closed-end funds: the total amount of closed-end funds is fixed, the fund scale is fixed, and the trading of fund shares is not open. During the duration of the fund, investors cannot ask the fund manager to redeem the fund share. The total amount of open-end funds is not fixed, and the fund scale is not fixed. Investors can purchase or redeem fund shares at any time, and fund managers can decide to purchase and redeem fund shares at any time according to market conditions.

_ _ The difference between stock funds and bond funds: the proportion of stock funds investing in fund assets is not less than 60%, and the proportion of bond funds investing in bonds is not less than 80%.

_ _ The difference between hybrid funds and equity funds: Hybrid funds can invest in both stocks and bonds. Equity funds invest in stocks, accounting for no less than 60% of fund assets.

_ _ Net Fund Value: The higher the net fund value, the stronger the investment ability of the fund. The net value of a closed-end fund is the same as the face value, which is equal to the total assets of the fund divided by the total share of the fund. The net value of open-end fund is equal to the total assets of the fund divided by the total share of the fund and multiplied by the share of the fund.

Please note that investment is risky and needs to be cautious.

This is the end of the introduction of the article.