This depends on what type of fund you invest in. If it is a stock fund, it is normal to deduct more than 20 yuan at the beginning when the market is not good.
Therefore, it is difficult to determine the income in a general way, but under normal circumstances, that is to say, whether in a bull market or a bear market, if you invest for about 5 years, an average annual return of more than 10% is basically no problem.
If you choose a bond fund, the annual income is basically about 5%. If the market is a bull market or a bear market, it will be 5%.
In short, their returns and risks correspond to each other. The greater the risk, the greater the return.
How to choose a fund for investment? In a broad sense, a fund is a certain amount of funds established for a certain purpose, such as common social security funds, provident funds and other foundations; in a narrow sense, a fund has a specific purpose and use.
funds.
1. Pay attention to the trend of fund net value and summarize the trend of fund net value. 2. Fund varieties should be selected according to their own risk tolerance. Funds with fast net value growth will also have greater investment risks.
Investors with strong risk tolerance can choose stock funds; investors with weak tolerance can choose bond funds.
In addition, investors who need to maintain liquidity can choose currency funds.
3. Investment goals: When investing, you must plan in advance instead of investing blindly. The same goes for investment funds.
If you want to achieve short-term goals, don't choose stock funds; if you want to achieve medium- and long-term goals, you can choose index and stock funds to obtain long-term investment returns.
4. Fund costs and fees Funds are also a commodity. Good quality and low price are always the pursuit of consumers. It is best to be able to purchase more fund shares with less money.
Because of this, fund companies with better growth potential and good services also charge higher fees.
Don’t just rely on cost and rate concessions, but choose the best among the best.
5. Fund managers choose funds with excellent fund managers from excellent fund companies, which can help investors obtain relatively stable returns in the unpredictable market. Investment experience is also very important in fund operations.
6. Proportion of fund investment. If you dare to invest in funds, you must consider the relationship with the proportion of family income. You cannot put the funds in one basket. In layman's terms, you cannot buy all the funds into funds, especially the risks.
Funds with higher profitability.