1. 1. Monthly fixed investment 1000 yuan. 10 years later, your total capital is 2 10374 yuan. 2. The advantage of the fund's fixed investment lies in the accumulation of daily idle funds, and the expected annualized rate of return of the fund's long-term fixed investment can reach about 10%. 3. It has the function of automatic bargain-hunting plus code and bargain-hunting minus code. No matter how the market price changes, it can always get a lower average cost.
1. Monthly fixed investment 1000 yuan. If the annual rate of return 10% remains unchanged, your total capital will be 2 10374 yuan after10 years. The amount of income depends on the operation ability of the fund and the quality of the market. Under normal circumstances, the annual yield of long-term fixed investment can be around 10%.
2. The advantage of the fund's fixed investment lies in the accumulation of daily idle funds, so it takes a long time for the advantages of the fund's fixed investment to be fully revealed, and the long-term expected return of the fixed investment is more objective. Generally speaking, the expected annualized rate of return of the long-term fixed investment of the fund can reach about 10%.
3. Fixed investment (full name: fixed investment fund) refers to a fixed amount (such as 500 yuan) invested in a designated open-end fund at a fixed time (such as the 8th of each month), which is similar to the bank's deposit and withdrawal method. The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market.
Second, the skills of fund fixed investment
1, the fund can choose cash dividend or dividend reinvestment. Dividend reinvestment is to reinvest the fund dividend into the share of the same fund to achieve the effect of compound interest. Generally, dividend reinvestment is free of charge. In the long run, the expected return on dividend reinvestment is considerable.
2. Although the fixed investment of the fund is relatively stable, it is not without risk, and the risk of net value fluctuation of different types of funds is also different. It is safer to choose an old foundation with stable long-term performance, and the expected income will be relatively stable. However, the greater the fund fluctuation, the better the effect of cost sharing. Therefore, investors need to choose the right fund products for fixed investment according to their own situation.
3. The fixed investment of the fund is a long-term investment. Once a fixed investment fund is selected, it is best to hold it for a period of time. It is not recommended to change the fund frequently in the middle, but the time and amount of fixed investment of the fund can be modified at any time.
Fixed investment of funds is a simple and easy way to guide investors to make long-term investments and average investment costs. However, the fixed investment of the fund can not avoid the inherent risks of fund investment, can not guarantee investors to obtain income, and is not an equivalent financial management method to replace savings. Because the fixed investment of the fund itself is a fund investment method, it is impossible to avoid various risks that may be faced in the process of investment operation.