1. Taxes to be paid when buying commercial housing.

deed tax is calculated and paid according to 3%~5% of the delivery of house purchase transaction.

stamp duty, .5% of the total purchase price.

2. Funds.

the housing maintenance fund accounts for 2-3% of the total purchase price, and 2% in most places.

house registration fee: 8 yuan for residential buildings and 55 yuan for non-residential buildings.

3. Fees.

the transaction fee is 3 yuan/㎡ for newly-built commercial housing, but it is charged by half for affordable housing, which shall be borne by the seller. Second-hand house 6 yuan/㎡. Each party shall bear 5%.

fees for the registration of warrants. The fees for individual housing registration are 8 yuan per piece, and those for non-housing housing registration are 55 yuan per piece. The housing registration fee standard includes the fee for the House Ownership Certificate and the fee for the Land Use Right Certificate.

4. In case of mortgage, the following expenses will also occur.

the appraisal fee is .2-.5% of the total purchase price.

insurance premium, the total purchase price multiplied by the loan period multiplied by .1% multiplied by 5%.

notary fee, loan amount multiplied by .3%.

mortgage registration fee, 1 yuan.

5. Loan evaluation fee.

in the case of second-hand housing loans, the appraisal agency designated by the bank will usually appraise the property, and the fees will vary, generally ranging from .1% to .5% of the appraisal price.

Others:

6. Pre-sale taxes and fees.

stamp duty: the tax rate is 1‰, and the premise of tax calculation is to sign the house pre-sale contract, and the buyer and the seller are .5‰ respectively.

notary fee: the transfer, transfer of land use right, house transfer, sale and equity transfer shall be carried out according to the following standards: .3% shall be charged for the part with a target amount of less than 5, yuan, and less than 2 yuan shall be charged according to 2 yuan; .25% for the portion from 5,1 yuan to 5,, yuan; 5,,1 yuan to 1,, yuan, charging .2%.

RMB p>11 to RMB 2,,, with a charge of .15%; 2,,1 yuan to 5,, yuan, charging .1%; 5,,1 yuan to 1,, yuan, charging .5%; .1% will be charged for the part above RMB 1,,1.

when the billing premise is that the contract is notarized, the payer is the buyer.

attorney's fee: the rate is 2.5 ‰-4 ‰ of the house price, and the charging premise is that the payer is the buyer when signing the house pre-sale contract.

7. House purchase tax.

handling fee for house purchase and sale: less than 12 square meters in 1 yuan, more than 12 square meters, 3, yuan, with the buyer and the seller bearing half.

deed tax: the deed tax is calculated and paid according to 3%~5% of the delivery of the house purchase transaction. If an individual purchases an ordinary house of 9 square meters or less, and the house belongs to the only family house, the deed tax shall be levied at the rate of 1%. For individuals to buy ordinary housing (the area is more than 9 square meters and less than 144 square meters, the plot ratio is greater than 1, and the unit price is lower than the local standard for defining ordinary housing.

if the house belongs to the only house of a family (members include the purchaser, spouse and minor children, the same below), the deed tax shall be levied at 1.5%. The deed tax for individuals to purchase ordinary houses with an area of 144 square meters (excluding 144) or more, or to purchase second and above houses, shall be levied at 3%. Individuals who purchase non-ordinary housing are levied at 5%.

Legal basis:

Article 586 of the Civil Code of the People's Republic of China

The parties may agree that one party shall pay a deposit to the other party as security for the creditor's rights. The deposit contract is established when the deposit is actually paid.

the amount of the deposit shall be agreed by the parties; However, it shall not exceed 2% of the subject matter of the main contract, and the excess shall not have the effect of deposit. If the actual amount of deposit paid is more than or less than the agreed amount, it shall be deemed as a change of the agreed amount of deposit.