The purchase method is different, and the pages sold will be different. Take Alipay as an example: first open Alipay, then search for funds on Alipay's homepage, click to enter the fund page, find the holding in the navigation bar below, click to enter the page, click to buy monetary funds, and click to redeem.

Generally speaking, the flexibility of money funds is better, generally at T+ 1 redemption, and the risk of money funds is very small, and the income is relatively stable, so if you are a conservative investor, you can consider investing in money funds.

Extended data:

When will the money fund arrive after it is sold?

Money funds are generally redeemed at T+ 1 after being sold, but there are also some special money funds, such as Yu 'ebao, Bitong, and Current Wealth, which are all docked and support two-hour quick redemption, which is very flexible and can be taken out and deposited at any time.

Take the money fund docked with Yu 'ebao as an example: so far, there has never been a loss. Although the money fund does not guarantee the principal and interest, it is less likely to lose money, and it is more likely to make money by holding it for a long time.