When you say this sentence (really? I'll get a loan now if I can. Say it, you are still far from this goal.

Playing funds is a gradual process. When you say this sentence, it is already a state that I must succeed and I am sure of success. But how can this kind of investment be necessary and certain? The safest way to make a profit from playing funds is to select some good funds and hold them for a long time. And you take out all your savings at home and even borrow money to play the fund. Tell me a situation. What should I do if I encounter a bear market? If you met me at this time, what would you do? I'm in there? You can't tell when it's the head. How can we survive? No cooking, cut meat?

What's more, the allocation of funds you described is also problematic. Although there are offensive products and defensive products in your configuration. But this ratio is very problematic. When you say 70% offensive products, you basically mean index funds. But if you want to share the risk of your 70% index fund equally through debt base or mixed debt base, it is absolutely impossible. What is the difference between playing funds so aggressively and playing stocks? Play fund matching normally. 20-30% offensive index fund. 40-50% balanced defense hybrid fund plus 20-30% debt base.

In fact, playing with funds is a state of mind. If you are in this state of mind, then there must be something wrong with you. You must have spare money to play with the fund. Understand the word play carefully and regard it as a hobby.

I hope everyone will pay more attention to the fund operation and analysis on the day before the close every day.

Whether a million-dollar investment fund can get enough food and clothing in rural areas depends on your investment level, not where the principal is.

Good level. First-tier cities can also have enough food and clothing, not to mention poor counties and villages.

To be clear, living on fund income, most people will become poor households in poor counties and villages.

Such a good market this year can't escape, and most people have lost money, not to mention turning it forward for several years.

If you have this idea, you might as well find something else to do. There are always opportunities if you are willing to do it these days.

If the principal is not enough, try not to have too much investment thinking, and more thoughts should be spent on business thinking.

How to manage your family well and do your job well?

I don't want to buy a fund with a loan, but live on income.

Of course, if you are an investment expert, that is another matter.

The fund is not 100% risk-free, and the risk of the fund is not small. It is normal to lose 30% to 50% when buying a fund.

There are some low-risk fund returns that sometimes can't outrun bank interest.

However, if you deposit this million in the bank deposit certificate, at most some banks can give 4.5, that is, 45,000 interest a year.

If the money is below the poverty line, it is almost 4,000 yuan a month, which is enough to feed a family of four, but we must also consider future inflation. There is also the interest rate. Will the interest rate be so high in a few years? Has the price gone up a lot?

All in all, it is not reliable to rely on 1 million to support the elderly. It is conservatively estimated that you must have more than 3 million deposits to support the elderly without working, so you have to scrimp and save.

If you spend all 1 million on buying funds, you should consider the risk of principal loss. Although the fund will not lose all, the loss of 120% is normal.

Millions of investment funds, the expected income of 654.38+million yuan, the set income target is not difficult to achieve. But it is a problem to achieve this through loans! Loans will generate interest, because the funds used are not self-owned, which will easily affect individuals' investment mentality and judgment. Buying funds is mainly in the medium and long term, and friends who make time can have good returns. This year, the fund subscribed for 400,000 yuan, and the income exceeded 20%, which has exceeded 89% of investors. Earn more than 90,000 yuan, keep on cheering!

Yes, but if you have spare money, you can go directly to the venue to play ETF funds, which is more sure.