There are many types of funds, mainly including trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. Generally speaking, a fund is an extra fund in the hands of an individual, which is used for investment and gains income after a period of time.
From the accounting point of view, a fund is a kind of fund with a specific purpose and use. Funds mentioned in daily life mainly refer to securities investment funds. For example, Li bought a bank fund with idle funds of 1 0,000 yuan, and got 1 0,090 yuan a year later. After deducting the handling fee and principal, the rest is the income.
Extended data
There are many types of funds, which are classified according to their characteristics:
1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed.
2. According to different organizational forms, it can be divided into corporate funds and contractual funds.
3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.
4, according to the different investment objects, can be divided into stock funds, bond funds, money market funds, futures funds, etc.
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