When it comes to dividends, many people immediately think of stock dividends. Stock dividends are paid because listed companies make money, so they should give back to shareholders and distribute the money they earn to shareholders. Therefore, based on this cognition, many people think that the same is true of fund dividends, but it is not. What about the fund dividend? Does the fund dividend also mean making money?

Fund dividends really don't mean that you will make money, so don't be silly to hear that fund dividends are particularly happy, and don't rush to buy them as soon as you hear them. Please read the following contents carefully. After reading it, you will understand what the fund dividend is about.

The so-called fund dividend is to send the money earned to fund investors, yes, but there is a key problem, that is, this part of the income was originally included in the net value of the fund unit. To put it more clearly, the money from the left hand is transferred to the right hand, and the money divided is the same as no money.

It may be said that the theory is still a bit stiff, so let's give an example to let everyone know more clearly. For example, Xiaoxi bought a fund of 1 000 when the net value of the fund was 1 yuan, so the total value of the fund at this time was 1 000 yuan.

Assuming that each share of the fund pays dividends of RMB yuan, the net value of the fund becomes RMB yuan after dividends, and the dividend is × 1000=500, while your fund share becomes, that is, the fund you hold is split from the original 1000 yuan into 500 yuan's fund share and 500 yuan's dividend, and the total amount is actually 1000 yuan.

See here, you should have understood what is the fund dividend, want to say, I didn't earn a penny, what is this dividend? I'm here to tell you that what you said is right. You really didn't make a penny.