Insurance underwriting refers to the process that the insurer examines the application for insurance, decides whether to accept the underwriting risk, and determines the insurance rate when accepting the underwriting risk. In the process of underwriting, underwriting personnel will give different rates according to different risk categories of the subject matter to ensure the quality of business and the stability of insurance operation. Underwriting is the core business of underwriting business, and underwriting part is the most critical step for insurance companies to control risks and improve the quality of insurance assets.

The main contents of insurance underwriting

1. Whether the examination of the applicant's qualification has insurable benefits;

2. Audit of the subject matter insured;

3. Audit of insurance amount;

4. Review and determine insurance rates;

5, the applicant or the insured's reputation audit.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.