Legal analysis: Infertility is not covered by national medical insurance, so IVF cannot be reimbursed. The whole cost of IVF should be self-care, about 30 thousand. This includes the cost of ovulation induction, and the drug is about 1 10,000. The total cost of egg retrieval and transplantation, including embryo observation, embryo culture, blastocyst culture, freezing of remaining embryos, and cryopreservation of embryos, is about 20,000 yuan. Luteal support is needed after transplantation. None of these expenses can be reimbursed. If there are a lot of embryos left, after the transplant fails, if you are a test-tube baby, you can only transplant embryos. If there are no remaining embryos, when doing IVF, you need to restart the cycle and promote ovulation again. The cost is still about 20,000 to 30,000.

Legal basis: Regulations of People's Republic of China (PRC) Municipality on Basic Medical Insurance for Urban Workers.

Article 2 The following units and their employees in towns of this province must participate in the basic medical insurance in accordance with these regulations:

(1) Enterprises and their employees;

(2) Organs, institutions, intermediaries, social organizations, private non-enterprise units and their employees;

(3) Employers of troops without military status and their employees. These Regulations shall apply to the retirees of the above-mentioned units.

Article 3 The basic medical insurance fund for urban workers shall be established, and the system of combining individual medical accounts (hereinafter referred to as individual accounts) with basic medical pooling funds (hereinafter referred to as pooling funds) shall be implemented. The ownership of personal accounts belongs to individuals. The ownership of the overall fund belongs to all personnel participating in the basic medical insurance.

Article 4 The basic medical insurance premium shall be borne by both the employer and the employees.

Fifth basic medical insurance in principle to the city, county, autonomous county as a whole unit, the implementation of territorial management.

Article 6 The basic medical insurance premium shall be collected by the local tax authorities of this province (hereinafter referred to as the tax collection authorities).