Bond fund is a kind of fund that invests in bonds, with various investment strategies. It can invest in both pure bonds and mixed funds of fixed income assets and stock assets. The advantages of bond funds are relatively small risk, stable income and good liquidity, and they can be purchased and redeemed at any time.

The investment strategy of bank wealth management products is mainly to invest in fixed income assets, and the income is relatively stable. However, in recent years, due to the implementation of the new asset management regulations, capital-guaranteed wealth management products have gradually withdrawn from the market. The disadvantage of bank wealth management products lies in high investment threshold, 1 1,000 yuan, and poor liquidity. Some products can be redeemed weekly, and some products have a fixed term, ranging from 30 days to 65,438+0,80 days.

Which one is more suitable needs to be decided according to the specific situation. If you have any questions about the investment, it is recommended to seek the advice of a professional financial advisor.