Several Opinions of the Hangzhou Municipal People's Government on Promoting the Healthy and Stable Development of the Real Estate Market in Hangzhou All district, county (city) people's governments, all departments of the municipal government, and all directly affiliated units: In order to implement the scientific outlook on development, further improve the real estate market regulation policies, and provide reasonable guidance

Housing consumption and housing development and construction will promote the healthy and stable development of the city's real estate market. Based on the city's reality, the following opinions are put forward: 1. Further create a good housing consumption environment (1) Adjust the home purchase policy.

The implementation scope of the home purchase policy has been expanded from the Hangzhou Economic Development Zone, Hangzhou High-tech Development Zone (Binjiang), and Qianjiang New City to Shangcheng, Xiacheng, West Lake, Jianggan, Gongshu District and other areas.

The home buyers are non-Hangzhou urban residents (excluding overseas residents), and the total price of a single house (including existing houses) is more than 1 million yuan (including 1 million yuan) in Shangcheng District, or in Xiacheng, West Lake, Jianggan

, If the total price of purchasing a single house (including existing houses) in Gongshu District reaches more than 800,000 yuan (including 800,000 yuan), after review and approval by the municipal housing management, public security and other relevant departments, you can apply for one household (couples and minors)

Children) registered in Hangzhou City.

The specific operating methods shall be implemented in accordance with the provisions of the "Notice forwarded by the General Office of the Hangzhou Municipal People's Government to the Municipal Housing Administration Bureau on the Pilot Measures for Foreigners to Buy Houses in Hangzhou" (Hangzhengban [2006] No. 6).

The home purchase and household registration policies in Hangzhou Economic Development Zone, Hangzhou High-tech Development Zone (Binjiang), and Qianjiang New City are still implemented in accordance with the original policies.

(2) Relax housing provident fund loan policies.

The maximum amount of housing provident fund loans has been increased from 500,000 yuan to 600,000 yuan; the maximum period of housing provident fund loans has been adjusted from 60 years for men and 55 years for women to 65 years for men and 60 years for women.

Reduce the down payment ratio of housing provident fund loans, and the down payment ratio for employees purchasing commercial housing is reduced from 30% to 20%; if the per capita building area of ??the commercial housing purchased by employees for the first loan does not meet the city's per capita housing construction area standard, they can apply for a second set according to the corresponding amount

Housing provident fund loan.

Hangzhou districts, counties (cities) are allowed to handle housing provident fund loan procedures in other places.

Employees are encouraged to withdraw housing provident funds for themselves, their spouses and immediate family members to purchase their own homes.

(3) Implement deed tax and stamp tax subsidies for purchasing commercial housing.

From the date of issuance of this "Opinion" to December 31, 2009, for individuals purchasing Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Hangzhou West Lake Scenic Area,

For ordinary commercial houses in the Hangzhou Economic Development Zone and Hangzhou Zhijiang Resort, after obtaining the house ownership certificate, a full subsidy will be given according to the local system share of the deed tax and stamp tax paid.

(4) Implement tax subsidies for existing housing transactions.

From the date of issuance of this "Opinion" to December 31, 2009, Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Hangzhou West Lake Scenic Area, Hangzhou Economic

For the purchase and sale of individual ordinary houses within the Development Zone and Hangzhou Zhijiang Resort, the tax revenue paid by the buyer and seller (both individuals) will be fully subsidized according to the local system.

(5) Simplify the tax declaration procedures for existing housing transactions.

For taxpayers who sell their self-occupied house and purchase a new house within one year before and after the sale, the personal income tax deposit will no longer be collected.

(6) Clearly define the objects for purchasing a second home.

For children of a family who are over 18 years old and purchase a second home, the loan policy for the first home can be followed.

(7) Suspension of property registration and other related fees.

From the date of issuance of this "Opinion" to December 31, 2009, the purchase of Shangcheng District, Xiacheng District, Jianggan District, Gongshu District, Xihu District, Hangzhou High-tech Development Zone (Binjiang), Hangzhou West Lake Scenic Area, Hangzhou

For buyers of ordinary commercial housing and ordinary stock housing within the Economic Development Zone and Hangzhou Zhijiang Resort, the three administrative charges of real estate registration fees, real estate transaction fees, and ownership investigation fees will be suspended in full.

2. Encourage the implementation of monetary resettlement of house demolition (8) Encourage the monetary resettlement of demolished houses.

During project construction and land acquisition and demolition, monetary resettlement is encouraged to save land for demolition and resettlement housing construction.

If the land originally planned to be used for the construction of resettlement housing is adjusted to public transfer land, the transfer income, after deducting the prescribed fees and funds, will be returned to the respective land owners for use in the development of demolition and resettlement land and infrastructure construction.

(9) Increase government purchasing efforts.

Various departments at the municipal level and land entities in each urban district may, as needed, purchase medium- and low-priced land through government procurement on the basis of reasonable prices, in accordance with the principles of openness, fairness, and impartiality, and with the consent of the municipal finance department.

Commercial housing to increase the supply of resettlement houses for demolition.

3. Further optimize the investment and development environment of the real estate industry (10) Preliminary collection of corporate income tax for real estate development enterprises at a lower limit.

For the pre-sale income of real estate development enterprises before the completion of their projects, corporate income tax is levied in advance according to the lower limit of the expected profit rate stipulated in the national tax policy, and is prepaid on a quarterly basis and settled annually.

(11) Adjust the registration methods for real estate mortgage rights.