Let's see what the annuity insurance is for, and you will know what the benefits of buying annuity insurance are:

I heard that annuity insurance still has holes. Is that true? "annuity insurance can be seen but not touched, annuity insurance pit prevention guide!"

1. Pension

Only relying on social security to provide for the aged is far from enough for the pursuit of a comfortable and happy old age. If we want a decent retirement life, we need to plan in advance:

either saving+financial management to ensure that we have sufficient cash reserves; Either buy annuity insurance on the premise of having the ability to pay, and you can receive a stable pension after retirement.

2. Make children's education fund

If we plan to provide superior educational resources for our children, taking going abroad as an example, we will need to spend a large amount of education expenses for many years.

annuity insurance is a better choice if savings alone are not mandatory and the bank interest rate is relatively low.

3. Inheritance of wealth

For high-net-worth people, if other assets such as real estate and stocks are left to future generations, not only the inheritance process is extremely complicated, but also inheritance tax may be charged.

Therefore, by purchasing high insurance, the purpose of wealth inheritance and reasonable tax avoidance can be achieved.

4. Protecting private property

Insurance also plays a role in protecting personal private assets in the event of debt settlement, asset freezing and marriage reorganization.

Annuity insurance not only provides old-age security, but also provides investment for children. In the same way, after 1 years, children's money for schooling, buying a house and getting married can be withdrawn from compound interest, whether it is one-time or installment, which is convenient, safe and worry-free.

Write at the end:

I'm a nurse, focusing on neutral, professional and objective insurance evaluation;

If the above contents haven't solved your problem, you can also come to WeChat official account Nanbabao to consult me.

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