Nearly 100 investors claimed that there was a redemption crisis when they bought the wealth management products sold by China Ping An Beijing Branch, and the investment money could not be recovered! The reason is that Shenzhen Jinsaiyin Fund Management Co., Ltd. has a serious redemption crisis! At the same time, they said that more than 200 Ping An insurance salesmen were involved.
However, the purchase contract, contract contents and signature do not contain any expression or official seal of China Ping An. According to investors, people who have never seen companies such as Jinsaiyin when selling and signing contracts are salesmen who only pass Ping An Insurance. They give money first, then the contract. They had signed the contract when they saw it. It's Jin Saiyin.
A woman surnamed Zhao said, "I bought this product. I remember that at that time, I was a salesman of Ping An, wearing a Ping An badge, and introduced products to me within legal working days, saying that Ping An Company gave back to old customers, and only VIP could buy products. How did the nature change in the blink of an eye? Who is to blame? "
Ping An salesman: Only when the leader has instructions can he dare to sell.
According to the interface reporter, several salesmen said that they only sold the above products under the guidance of the leaders. At the same time, the evidence obtained by the reporter also shows that in the stage of selling products, the head of Ping An Insurance Sales Department conducted unified training for salesmen to explain the above products. Moreover, in July, the salesman asked the sales department leader to solve the problem, and the leader replied, "As soon as possible, let the customer go to Shangdu (where Jinsaiyin Beijing Company is located) to discuss the deferred compensation agreement, which will be received by the people of Jinsaiyin to reduce the pressure on the salesman."
Horrible Jin Sai Yin, 1000 employees with only 20 employees left.
Shenzhen Jinsaiyin is a professional fund management institution, mainly engaged in the issuance and management of industrial funds and M&A funds. Official website claims that it mainly invests in high-quality real estate M&A projects and mining M&A projects, with an annualized rate of return of over 50% and the scale of funds under management exceeding 654.38+0.5 billion. According to the data, Jinsaiyin has issued 27 outstanding fund products nationwide.
In April this year, Jinsaiyin had the problem that its products could not be paid due, and then thousands of employees began to leave. At present, there are less than 20 people left, and Wang Weiqi, the legal representative of Jinsaiyin, also disappeared in September. As of September 25th, according to the statistics of the law firm entrusted by Jinsaiyin, Jinsaiyin raised 6.3 billion yuan, with an outstanding amount of about 3 billion yuan. Recently, shenzhen public Luohu Sub-bureau has filed a case against Jinsaiyin for allegedly illegally absorbing public deposits.
China Ping 'an: The government didn't sell gold, silver and wealth management.
After the incident was widely exposed, Ping An officially responded that it had never participated in sales. The company is actively cooperating with the judicial organs and investors to handle the case and find out the facts of the case as soon as possible.
1, Ping An employees sell Jinsaiyin wealth management products privately?
Ping An: All along, China Ping An Life Insurance Company of China Insurance Company has clearly stipulated that employees and business personnel are prohibited from illegally selling unsafe products. Upon verification, China Ping An Life Insurance Company of China Insurance Company has never officially sold financial products related to Jinsaiyin.
2. Are Jinsaiyin products covered by Ping An Insurance?
Ping An: Jinsaiyin did purchase the "All Risks of Construction Project" insurance with a coverage of 290 million yuan for the Zhangjiajie project in Ping An Insurance. Ping An underwrites the construction insurance, property all risks and other property insurance of related projects of Jinsaiyin Company, and the insured insurance has nothing to do with wealth management products, and does not provide guarantee for their wealth management products.
3. Ping An Bank as the custodian bank of Jinsaiyin?
Ping An: The main duties of the bank are to provide customers with services such as opening accounts, fund settlement, and monitoring whether the investment objects of funds meet the investment scope agreed in the custody agreement. The custodian bank does not bear the investment risk of the fund and is not responsible for the recovery of investment income.
Although such a thing, Ping An repeatedly said that the official did not sell the product, but it also exposed the problem of poor internal control, or to blame!
It's not surprising to sell dog meat in the bank.
In the second quarter of 20 15, the number of bank wealth management products issued was 329 10, and the issuance scale is expected to be 19.75 trillion yuan. However, there is a serious shortage of product information disclosure, and more than 100 banks give zero to the information disclosure of expired products, which provides a hotbed for "selling dog meat by flying orders". In July, Guangfa Bank exposed 7.67 million "flying orders", and then dismissed the employees involved.
Beware of "financial advisers and business managers"
According to the data, the victims are generally middle-aged and elderly people, mainly from small and medium-sized towns. It is understood that the oldest victim in the Golden Sai Yin incident is over 70 years old! They have few financial channels, and are easily tempted by high returns, guaranteed capital and interest, and some "big backgrounds" to step into "flying orders" and fall into it. Beware of these so-called financial advisers and business managers. When you meet the high-yield products they recommend, you must consult in many ways. If the information is asymmetric and official website can't find it, and the contract is wrong, don't buy it. Be responsible for yourself and your family!