When investing in a fund, it is very important to know the risk level of the fund. So how to judge the risk level of the fund? Reduce investment risk? The following small series brings how to judge the risk level of the fund. Let's take a look at it together, hoping to bring some reference.
How to judge the risk level of funds?
To judge the risk level of the fund, we should comprehensively consider the investment target of the fund, the historical performance of the fund and the diversification of the portfolio. Different types of funds have different investment objectives. For example, equity funds usually have higher risks, while bond funds usually have lower risks. Investors should carefully understand the fund's investment objectives, investment strategies and asset allocation, so as to judge its risk level. Secondly, investors can understand the performance of funds in different market environments by looking at their historical performance. Generally speaking, funds with stable historical performance and low returns may have lower risks, while funds with fluctuating historical performance and high returns may have higher risks. However, it should be noted that past performance does not represent future performance, and investors should carefully evaluate the risks of the fund. In addition, the diversification of the fund portfolio will affect the risk of the fund, and investors can understand the distribution of the fund in different asset classes and industries, so as to judge the risk level of the fund. Generally speaking, the risk of funds with scattered portfolios is low, and the risk of funds with concentrated portfolios is high.
How to reduce investment risk?
Investment risk is an inevitable factor in the investment process, and investors can reduce investment risk by diversifying investment and regular fixed investment. Diversified investment can effectively reduce the investment risk caused by the poor performance of an asset or industry, thus improving the stability of the overall portfolio. Investors can choose different types of funds, stocks, bonds, bank financing and other diversified investment tools to diversify investment risks. Different types of investment tools may have different performances in different market environments. Choosing diversified investment tools can reduce the overall investment risk. Secondly, the market will be affected by the economic cycle, and investors should enter the market in a timely manner to avoid blind operation when the market fluctuates greatly and reduce investment risks. Regular fixed investment can be an effective way to share the cost of capital equally and deal with the risk of market fluctuation.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.