Xie Zhikun, founder of Zhongzhi Group, died suddenly due to illness, and high-level personnel were in turmoil. Subsequently, Hengtian, Datang, Xinhu and Goldman Sachs, the four major fund sales companies of Zhongzhi, officially announced the merger of Zhongzhi Fund. This series of changes has added more variables to the future of Hengtian Wealth. Hengtian Fortune obviously packaged high-risk products into low-risk or even fixed-income products. Therefore, investors do not have enough risk expectations when handing over funds to Hengtian Fortune.