Legal analysis: Ordinary people can also invest abroad, either directly or by handing over funds to institutions for investment.

Bank foreign currency financial products, foreign stock markets, overseas funds, and foreign real estate are all good choices. Depending on the method, you can choose whether you need cross-border transfers or operating funds overseas.

It should be noted that large-value transactions and transfers reaching a certain amount need to be reported, and personal bank foreign exchange purchases are also reviewed more strictly than before.

Legal basis: Article 16 of the "Implementation Rules of the Individual Foreign Exchange Administration Measures" Domestic individuals' overseas direct investment shall be handled in accordance with relevant national regulations.

After the required foreign exchange is approved by the local foreign exchange bureau, it can purchase foreign exchange or remit it with its own foreign exchange, and go through the corresponding foreign exchange registration procedures for overseas investment.

If domestic individuals and overseas individuals who habitually reside in China due to economic interests establish or control special purpose companies abroad and make return investments, the foreign exchange receipts and payments involved shall be in accordance with the "State Administration of Foreign Exchange on Domestic Residents' Financing through Overseas Special Purpose Companies"

and "Notice on Issues Related to Foreign Exchange Management for Return Investment" and other relevant regulations.