The number of fund dividends is not as high as possible, nor is the proportion as high as possible. Because if the fund pays dividends, it must sell the stock before it can pay dividends. When the stock market is improving, selling some good stocks under the pressure of dividends will affect the sustained income of fund holders and have a great impact on the operation of fund managers.

First of all, there is no saying that "the more dividends, the better the fund".

1, because fund dividend means that the fund distributes part of the income to fund investors in cash, which is originally a part of the net value of the fund unit.

In other words, the fund dividend only puts the money that originally belonged to you from the left pocket to the right pocket, and does not increase any income for the people.

2. For example, suppose you use 2 yuan to invest in a fund with a unit net worth of 654.38+0 million yuan, that is to say, your total share in this fund is 5,000. At the time of holding, the fund company announced a dividend of 0. 1 yuan for each fund share.

Regardless of the change of fund price:

Before dividends: the total market value of the funds you hold is 6,543,800 yuan+0,000 yuan;

After dividends: the unit net value of this fund becomes 1.9 yuan (2 yuan -0. 1 yuan). Then the value of this part of assets is 1.9 yuan/copy ×5000 copies =9500 yuan.

Considering that you have obtained 500 yuan (5000 shares× 0. 1 yuan/share) from the fund, the total value of your account is still1000 yuan.

3. Comparing before and after dividends, we can see that there is no substantial change and influence on the basic people. Therefore, the statement that "the more dividends the fund pays, the better the fund" is untenable.

Since fund dividends have not changed anything, why should fund companies pay dividends?

I think there are three reasons:

1. For some large-scale funds, you can reduce your position through fund dividends.

For active funds, if the fund scale is greater than 5 billion, it will increase the management difficulty of fund managers.

Therefore, these large-scale funds can reduce the fund size through fund dividends. In other words, fund dividends can reduce the management difficulty of fund managers.

2. When the stock market is high, lock in the income for the people through fund dividends.

Speaking of this, there may be many funds that cannot do it.

Because the income of the fund company depends on the management fee after all, only the bigger the fund under management, the more the management fee will be collected, so you let the fund company pay dividends. Isn't this cutting off other people's money?

Of course, there are also some conscience funds that can lock in the income for the people through fund dividends in time when the stock market is high.

3. In order to meet the needs of some people, fund companies reduce the net value of fund units through fund dividends, thus improving everyone's investment enthusiasm.