I hold the following funds: Yulong, Tianyuan, Jinghong, Fenghe, etc. These funds are all good. Yulong's net value increased first for two consecutive years, and their discount rate is relatively high, which is worth investing, but don't speculate. Funds are only suitable for long-term holding, not for short-term speculation. My longest fund has been held for nearly two years and has not been sold. I will use the dividend money to buy that fund.