my country's bond funds mainly use treasury bonds, financial bonds and convertible corporate bonds as specific investment objectives. Moreover, the investment objectives of different bond funds are not exactly the same, so investors should choose based on their actual personal circumstances. The right bond fund for you.

So what is the difference between bond funds and bond investing?

It can be roughly divided into three basic investment categories: (1) Bond funds that maintain a relatively stable principal; choosing such a relatively stable bond fund for investment operations can bring regular interest income to investors, and the income is relatively stable

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(2) Portfolio investment funds; some funds obtain investment portfolios based on market changes, maximizing the total return composed of current income and capital gains. Investors can choose an investment portfolio fund that suits them based on their own investment situations.

(3) Copy index funds; some funds can copy the market index of a certain fixed-income securities market for investment operations, but such fund investment operations are subject to greater risk changes, because the market index of the securities market is

In the ever-changing environment, stable income is only relative, and investors should observe it carefully during operations.

In fact, there are essential differences between investing in bond funds and directly purchasing bonds: 1. The organizational form and transaction objects are different.

② The degree of diversification is different. The degree of diversification of the investment portfolio of a bond fund is much stronger than that of one or two bonds.

③The duration is different. The duration of bond funds is not fixed, while bonds have a specific maturity date.

④The scale and timing of cash flow income are different.

The contract of a bond fund can stipulate that dividends will be paid at certain points or that dividends will be paid based on the income status. The scale of its cash flow is uncertain, and the specific number and date of repayment of principal and interest on the bonds are fixed.

⑤Different liquidity.

Investors in bond funds can redeem fund shares on any open day based on the net value minus applicable fees. Bond investors must sell bonds through secondary market transactions.

⑥The difficulty of reinvestment varies.

Investors in bond funds can easily arrange for the reinvestment of income or principal.

If bond investors want to reinvest, they must not only meet the market's minimum capital requirements, but also need to find effective supply in the market.

⑦The holding period costs are different.

Bond fund investors need to pay expensive investment costs such as management fees, custody fees, and transaction fees.

Bond investors may only have to pay a transaction fee once.