Both funds and stocks are products of the capital market, and fluctuate with the ups and downs of the capital market. There are many types of funds, such as stock, stock index, currency, and so on. Buying a fund is different from saving money, and it has certain risks. The fund is not a person, and it is impossible to run away. If you don't know anything about funds, I suggest you buy some relatively low-risk funds, such as money funds and Alipay's Yu 'ebao, which are all good choices.