2. Bring all the materials to the provident fund management center to apply for a loan. You need to fill in the relevant forms and submit all the materials.
3. review. This step requires the staff of the provident fund center to operate, and the audit is still very strict. If it does not meet the relevant standards, the provident fund center will not be able to approve it.
Of course, if the materials you declare are true and meet the requirements of the loan, you can get the approval of the provident fund center.
4. After passing, you can sign a loan contract, the staff will inform you to sign a loan contract with the bank, and you will also go through relevant procedures, such as collateral insurance or other notarization procedures.
: Information on handling provident fund renovation loan.
1, my ID card. If I am married, I need to provide proof of husband and wife identity and marriage certificate.
2. Provide proof of repayment ability. If you have a job and need to provide your income, just go to the bank and print the running bill.
3. Provide proof that you have paid the housing provident fund. The time of proof of payment in each city is different, some may be half a year, and some may be more than one year.
4. Issue the purchase contract or relevant agreement signed with the sales department and the documents approved by relevant departments.
5. Fill in the loan application approval form.
6. Generally speaking, the voucher for down payment cannot be less than 20%. If it is used to decorate the house, the decoration cost should be no less than 30%.