Buying a house is not just about paying the house payment. You also have to pay various taxes when buying a house. Paying taxes and fees is quite troublesome. Today I will share with you what taxes you need to pay when buying a house.

? 1. What taxes should be paid when buying a commercial house? 1. Deed tax: 1.5% for ordinary residences, 4% for commercial and residential buildings or apartments; 2. Maintenance fund: buyers should pay 2% of the purchase price; 3. Stamp tax: total house price

Five ten thousandths of the payment; 4. Some other expenses are not much.

2. What taxes should be paid when buying a second-hand house? 1. Deed tax: 1.5% for ordinary residences, 4% for commercial and residential properties or apartments; the standard for residential houses is 3% or 1.5% or 1% of the total price of the house, for each unit

The specific proportion of payment needs to be determined according to relevant national policies, the purchase time of the home buyer, the purchase unit price, the purchase area, whether it is the first home purchase and other factors; for non-residential houses, the payment is 3% of the total price of the house.

2. Business tax: 5.55% of the total house price (generally borne by the buyer, if it is the seller’s only house and there is no such tax and the seller has lived there for more than five years); 3. If there is a business tax, it will also be accompanied by an urban construction tax (business tax * 7%)

, Education surcharge (business tax * 3%), local education fee (business tax * 1%); 4. Personal income tax: 1.5% of the total house price (generally borne by the buyer, if it is the seller’s only house and has lived there for more than five years

There is no such tax, but although the seller has lived in this house for five years, this house is not his only property, then this tax must be paid); 5. Land transfer fee: 1% of the total house price (purchasing a house to renovate or a similar house)

Pay it when the time comes, and only pay it once. If you sell the house in the future, the buyer no longer needs to pay it); 6. Stamp duty: 0.05% of the total house price; 7. Transaction fee: square meters * 3 (both buyers and sellers need to pay

payment, and the amounts are equal); 8. Property ownership certificate production fee: about 80 yuan.

It may not necessarily be this number; 9. Cost of other warrants: about 80 yuan (a fee only for loans); 10. Mortgage registration fee: determined according to the situation of the bank; 11. Insurance premium: determined according to the situation of the insurance company.

12. Land certificate application fee: pay according to relevant regulations.

Note: The above ratio is only a reference, and some costs need to be adjusted according to national policies.

3. What taxes do you need to pay when buying a new house? What taxes do you need to pay when buying a new house: Deed tax 1. 1.5% of the total amount of the house payment 1.5% for ordinary residences of less than 144 square meters, for individuals purchasing ordinary houses of 90 square meters or less, and the house is

If it is the only home for a family, the deed tax is levied at a reduced rate of 1%, 3% for homes exceeding 144 square meters, and 4% for non-residential homes.

Usually the deed tax is paid together with the down payment and is collected by the developer.

After paying the relevant fees, the developer will issue a formal purchase invoice.

2. Stamp tax: 0.05% is paid directly when the contract is signed, and 0.05% of the total house price is usually paid together with the down payment to facilitate the developer to handle contract registration and real estate certificates in a unified manner.

3. Bank mortgage fees. If you apply for a mortgage loan, the second set of fees you need to pay when signing the contract is bank mortgage fees. There are subtle differences among banks in commercial loan charges.

a. Mortgage registration fee: 80 yuan/household b. Warrant stamp tax: 5 yuan/household c. Insurance premium: Property insurance premium = total house payment × annual rate × year coefficient.

The insurance premium is paid in one lump sum.

(The insurance rates are roughly: 0.07% for 1 to 5 years, 0.06% for 6 to 10 years, 0.055% for 11 to 15 years, 0.05% for 16 to 20 years, and 0.045% for more than 20 years).

What taxes should be paid: House maintenance fund 1. Overhaul fund: 2%-3% of the purchase price is for public facilities and public equipment (involving all parts of the house such as exterior walls, roofs, sewers, water pipes, etc.

) maintenance fund.

The charging method implemented in Chongqing is: a. Excluding elevator: total room payment × 2% b. Including elevator: total room payment × 3% c. Some pilot properties charge 50~60 yuan/m2. The developer or property company must

After opening a bank account designated by the local housing authority, the home buyer can deposit it by himself.

Generally speaking, when the home buyer receives the key and checks in, the developer will collect the house maintenance funds on his behalf.

What taxes do you need to pay when buying a new house? Property management fees are calculated from the day the house is received, and from the day the house buyer passes the inspection of the house.