Legal analysis: the industrial injury insurance fund can be required to pay in advance. It is suggested to apply for work-related injury identification before doing work-related injury identification. The amount of compensation can only be finally determined after the appraisal level, and the amount of compensation for the same level will vary from place to place. If you are not familiar with it, it is recommended to seek the help of a lawyer.
Legal basis: Regulations on Work-related Injury Insurance
Article 3 Employees who suffer from accidents or occupational diseases due to work shall be treated and enjoy medical treatment for work-related injuries. Workers who treat work-related injuries should seek medical treatment in medical institutions that have signed service agreements. In case of emergency, they can go to the nearest medical institution for first aid. If the expenses required for the treatment of work-related injuries meet the catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance, they shall be paid from the work-related injury insurance fund. The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance shall be stipulated by the social insurance administrative department of the State Council in conjunction with the health administrative department of the State Council, the food and drug supervision and management department and other departments. Food subsidies for workers hospitalized for work-related injuries, as well as certificates issued by medical institutions and reported to the agency for approval, the transportation and accommodation expenses required for workers injured to seek medical treatment outside the overall planning area shall be paid from the work-related injury insurance fund, and the specific standards for fund payment shall be stipulated by the people's government of the overall planning area. Workers with work-related injuries who treat diseases caused by non-work-related injuries do not enjoy medical treatment for work-related injuries, and shall be treated according to the basic medical insurance measures. The expenses for work-related injury rehabilitation of injured workers to medical institutions that have signed service agreements shall be paid from the work-related injury insurance fund if they meet the requirements.
article 34 if the injured worker has been assessed with disability grade and confirmed by the labor ability appraisal Committee to need life care, the life care fee shall be paid monthly from the work injury insurance fund. Life care fees are paid according to three different levels: life can't take care of itself at all, most of life can't take care of itself or part of life can't take care of itself, and their standards are 5%, 4% or 3% of the average monthly salary of employees in the overall planning area respectively.
article 62 if an employer fails to participate in work-related injury insurance according to the provisions of these regulations, the social insurance administrative department shall order it to participate within a time limit, pay back the work-related injury insurance premium that should be paid, and impose a late fee of .5% on a daily basis from the date of default; If it fails to pay within the time limit, it shall be fined more than 1 time and less than 3 times the amount owed. If an employee of an employer who should participate in work-related injury insurance in accordance with the provisions of these regulations suffers from work-related injuries, the employer shall pay the fees in accordance with the treatment items and standards of work-related injury insurance stipulated in these regulations.