1, cash dividend method

Cash dividend method is a dividend method in which fund companies distribute part of fund income to fund investors in cash.

2. Dividend reinvestment method

Dividend reinvestment is a way for fund investors to reinvest the cash dividends obtained from dividends in the fund to obtain fund shares.

Income calculation:

Calculation method of subscription fund income:

Income share calculation is divided into external deduction method and internal deduction method:

Internal buckle method:

Share = investment amount ×( 1- subscription rate) ÷ net value on the day of subscription+interest.

Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.

External buckle method:

Share = investment amount ×( 1+ subscription rate) ÷ net value on the day of subscription+interest.

Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.

Extended data:

allocation of funds

principle of allocation

(1) Each fund share enjoys the same distribution right;

(2) The income of the fund in the current year can only be distributed after making up the losses in previous years;

(3) If the fund investment loses money in the current period, no income distribution will be made;

(4) After the distribution of fund income, the net value of fund share cannot be lower than the face value of the fund;

(5) According to the Interim Measures for the Administration of Securities Investment Funds (hereinafter referred to as "Interim Measures"), the fund allocation shall be made at least once a year in cash; The proportion of fund income distribution shall not be less than 90% of the net income of the fund;

(6) A single fund account may not choose two dividend distribution methods for the same fund at the same time; In the dividend reinvestment part, the reinvestment share is determined based on the net value of the fund share on the equity registration date.

compose

1, the difference between buying and selling securities;

2. Dividends, bonuses and bond interest invested by the fund;

3. Bank deposit interest;

4. Other legitimate income realized.

Among them, the fund's capital gains often account for a large proportion of the fund's income. In order to obtain higher capital gains, fund managers need to have rich and comprehensive securities knowledge and be able to make roughly accurate judgments on the trend of securities prices.

Generally speaking, fund managers have strong professional knowledge and can grasp more comprehensive information, so it is easier for them to obtain more capital gains than individual investors.

Investors buy funds for profit. In addition to selling funds to recover investment, fund dividends are also an important channel for investors to obtain income.

According to the provisions of the Measures for the Administration of the Operation of Securities Investment Funds, if the investor does not specify the dividend method, the default dividend method is cash dividend method.

In other words, the default dividend method of fund management companies is cash dividend. However, before the equity registration date, fund investors can go to the fund sales organization of the fund you purchased to select and modify the required dividend distribution method.

Baidu Encyclopedia-Fund Dividend Method

Baidu Encyclopedia-Fund Income