The time for fund redemption to arrive in the account refers to the time from fund redemption to the time when funds arrive in the investor's account. For investors, the time of fund redemption is an important indicator, which is directly related to whether investors can get the return on investment in time.

Generally speaking, the time of fund redemption is agreed by the fund company in the fund contract. According to the regulations of China Asset Management Association, the application date of fund redemption refers to the working day when investors submit redemption applications to fund companies. For the redemption application date, there are generally the following three situations:

1. End-of-day redemption: the investor submits the redemption application before the trading deadline on the working day, and the funds will reach the investor's account after the trading day closes.

2.T+ 1 Redemption: The redemption application submitted by the investor after the closing of trading on the working day will reach the investor's account after the end of the next working day.

3.T+2 Redemption: The investor submits the redemption application after the end of the second working day after the closing date of business day, and reaches the investor's account after the end of the third working day.

Factors affecting the fund redemption time: The fund redemption time is influenced by many factors:

1. Redemption application time: the time of submitting redemption application will directly affect the time of receiving redemption. If an investor submits a redemption application before the deadline for trading on a working day, the funds will be received after the close of the day; Otherwise, it will be delayed to the next working day or several working days.

2. Processing time of the fund company: After receiving the redemption application, the fund company needs to carry out corresponding processing, including verifying the identity of the applicant and confirming the redemption share. The time required for these treatments will also affect the time for dressing change.

3. Bank processing time: the fund company will transfer the redemption funds into the investor's bank account, which needs to be processed through the bank's clearing system. The processing time of the bank will also have an impact on the redemption time.

4. Weekends and holidays: If the processing time of redemption application coincides with weekends or holidays, the redemption time may be delayed. Because the business of banks and fund companies may be suspended on weekends and holidays.

How to shorten the time of fund redemption is a problem that investors should pay attention to. Here are some possible ways:

1. Choose end-of-day redemption: If investors want the redemption funds to arrive as soon as possible, they can submit a redemption application before the closing date of business day and choose end-of-day redemption.

2. Plan the redemption time in advance: investors can plan the redemption time in advance to avoid weekends and holidays and reduce the impact on the redemption time.

3. Pay attention to the processing efficiency of fund companies and banks: understand the processing efficiency of different fund companies and banks, and choose institutions with faster processing speed for investment and redemption.

4. Pay attention to the deadline for redemption application: investors need to pay attention to the deadline for redemption application stipulated by the fund company and submit the redemption application in time to ensure that the redemption time will not be delayed.

The time of fund redemption is an important indicator. Investors need to know the regulations of the fund company when redeeming the fund, and choose the appropriate redemption method and time according to their own needs in order to get the return on investment as soon as possible.