In fact, the risk of fund investment is not very high compared with stocks, but it needs more efforts to study. Even if the risk is lower than the stock, his study can't be lower than the stock. What if the following small series brings you a fund collapse? I hope you like it!
What if the fund falls sharply?
What should I do if the investment fund encounters a big drop soon? Recently, the market is not good, and the market trend continues to be sluggish. Many investors have also recovered their gains and even lost money.
Falling is a very painful thing for investors. If the capital suffers losses, it will easily affect the mood. Especially for some new investors, because of unreasonable position control, it is easy to choose to cut meat, which makes the investment unprofitable for a long time.
Personal experience:
_ _ _ _ is an out-and-out bear market, with the index level falling more than 20%, while the average decline at the stock fund level in that year was more than 25%.
I entered the market before the end of the rise, and I can still make a little money when I first bought it. Then it fell more and more heavily. I bought it at an all-time high, cut it on the eve of the rise, and put it halfway up the mountain. I have experienced many experiences that ordinary investors should have.
Through so many years of continuous summing-up and study, I now have the ability to control the trend, and I can also be afraid of falling, rising and falling, buying low and selling high.
What if the investment falls sharply soon?
Personally, the most important thing for novice investors is to learn to stick to fixed investment.
All secondary investment markets are popular with an iron law: seven losses, two draws and one profit.
Even the mature American stock market can't escape this rule, because most retail investors don't choose the right time, and many people like to be opportunistic, and in the end they are smarter than themselves.
Retail investors are not professionals, their knowledge and cognition are not as good as those of investment institutions, and their access to news is not as good as that of relevant employees. Coupled with my own work and life, I have no time to study the fundamentals and trends of investment targets.
Therefore, for newcomers, it is an excellent choice to insist on fixed investment.
Because the fixed investment does not need to be timed, its scattered buying points can greatly reduce the possibility of standing guard at high positions, and the fixed investment buying method with high positions, high prices, low prices and high shares can really make investors buy less at high positions and buy more at low positions.
Fixed investment, learning progress;
Insisting on fixed investment is a process of cultivating a good attitude. When you really go through a process of decline, shock, rise and profit, you will feel that the decline is so much, as long as you stick to it.
Take the classic retail psychological trend chart as an example:
You can earn a little money by investing at first. Later, it began to fall and the funds began to lose money. The mentality will also change with the decline.
Although it seems that there is no end in sight, in fact, as long as we persist a little more, the trend will naturally reverse after the market sentiment is in place.
However, most people will end up before the trend is about to reverse because they have no bottom!
Still an old saying goes: others are greedy and I am afraid, and others are afraid of my greed.
The risk comes from the extreme price rise, and the opportunity comes from the extreme price drop.
I hope you can continue to refuel, although the decline may just begin, but when you get through this difficult period, you will eventually step on it!
Has the fund built the area?
Tell everyone that's impossible. The surge in funds is usually related to individual stocks. The fund rose well, indicating that the stocks invested in the project rose well. If the inventory is full, the operation director will strengthen the upgrading structure according to the method of changing positions, which means it is cost-effective to sell the expensive ones before buying them.
Practical significance of fund net value
Many people buy funds with a seriously incorrect area, and the net value of the fund determines the quality of the fund. However, the quality of the fund depends on the management of the fund owner's family, which only means the past. So when buying a fund, the net value of the fund is just for reference.
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