There is little possibility that the insurance company will go bankrupt. Moreover, all insurance companies are under the supervision of China Banking and Insurance Regulatory Commission. If there is insurance, the state will help if the company goes bankrupt.
We can know Huatai Insurance from three aspects: company background, company strength and products under the company.
1, company background
Huatai Insurance Company has an original registered capital of 4.022 billion yuan. Huatai Insurance Company is the first joint-stock property insurance company in China and the purchaser of social security fund bonds, and has won the title of "Outstanding Unit of Settlement Business in National Inter-bank Bond Market" for many times.
Although one of the shareholders of Huatai Insurance is Anda Insurance Group, one of the largest property insurance, liability insurance and reinsurance companies in the world, many people lack understanding of Huatai Insurance and will worry that Huatai Insurance is unreliable or even bankrupt. If you are worried about this situation, you can have a look: the latest list! Top Ten Insurance Companies in China
2. Company strength
Huatai Insurance's asset management scale exceeds 200 billion yuan. 20 19 insurance business income1429.8 billion yuan, net profit140.4 billion yuan.
Next, let's learn about solvency. In 20 19, the actual capital of Huatai insurance was1804.2 billion yuan, with a minimum capital of 5.34 billion yuan. The core solvency adequacy ratio and comprehensive solvency adequacy ratio are both 162%. Want to know the position of Huatai insurance solvency among many insurance companies can refer to: the latest list! Top Ten Insurance Companies in China
3, the company's products
Huatai Insurance Company covers property insurance, life insurance, fund management and fund management. Its main products are as follows:
Because the company has a wide range of business, there are fewer insurance products than most insurance companies.
But generally speaking, a comprehensive financial insurance group like Huatai Insurance can provide customers with professional risk protection and wealth management services. Although many people are unfamiliar with Huatai Insurance, the strength of this company is undeniable.