2022 Bank of China loan interest rate: short-term loans within six months (including six months): 4.35% six months to one year (including one year): 4.35% medium and long-term loans between one year and three years (including three years): 4.75

% Three years to five years (including five years): 4.75% More than five years: 4.90% Personal housing provident fund loan less than five years (including five years): 2.75% More than five years: 3.25% Extended information: Bank of China (BANK OF CHINA)

), formally established on February 5, 1912.

The head office is located at No. 1, Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government.

Bank of China is the note-issuing bank in Hong Kong and Macau. Its business scope covers commercial banking, investment banking, funds, insurance, aviation leasing, etc.

Bank of China is the only bank in China that has been in continuous operation for more than a century. It is also the most internationalized and diversified bank in China.

Its institutions cover mainland China and 61 countries and regions, and its subsidiaries include BOC International, BOC Investment, BOC Funds, BOC Insurance, BOC Aviation, BOC Consumer Finance, BOC Financial Commerce, BOC Hong Kong and other holding financial institutions.

In 2017, Bank of China became the only "Double Austrian Bank" in China.

In 2019, Bank of China was once again selected as a global systemically important bank, becoming the only financial institution among emerging market economies to be selected for nine consecutive years.

In June 2021, "The Banker" announced the top 1000 global banks in 2021, with Bank of China ranked 4th.

In February 2018, Brand Finance released the 2018 Global Top 500 Brands list, with Bank of China ranked 18th.

In December 2018, the 2018 (15th) "World's Top 500 Brands" ranking list exclusively compiled by the World Brand Laboratory was announced in New York, USA. Bank of China ranked 198th.

In December 2019, Bank of China was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony.

On December 18, 2019, the People's Daily released the China Brand Development Index 100 list, and Bank of China ranked 21st.

In March 2020, it was selected as the 20th among the top 500 most valuable global brands.

In August 2021, the Fortune Global 500 list was released, and Bank of China ranked 39th.

Bank of China is mainly engaged in commercial banking business, including corporate, personal finance, treasury business, international treasury business and financial institution business.