The funds will not arrive immediately, and it will take several trading days to arrive. The main reason for this situation is that some financial redemptions need to be settled, which leads to the delay in the receipt of funds. The arrival time of funds for different wealth management products is different. For example, money funds generally receive T+ 1, stock funds generally receive T+3, and bond funds generally receive T+3.

Investors should reasonably arrange redemption according to their own use of funds when redeeming. For example, investors who are in a hurry to use money can redeem it a few days in advance, otherwise they can choose to redeem it at maturity. It should be noted that some wealth management products cannot be redeemed in advance, and early redemption will lose some interest or even no interest.

1. What's the difference between a pending order and a purchase? Pending orders are equivalent to entrustment in electronic trading in the securities market, that is, when investors decide to buy or sell stocks, they send instructions to the trading system through mobile phones, computers and other forms; Purchase, that is, real-time transaction, is to place an order at the current price and make a deal immediately. The pending order transaction refers to that investors place an order at the price that may appear in the future after judging the market trend and thinking that the price will rise or fall. This is also called conditional order, that is, the order will be closed only when the market price reaches the set price. Generally, the securities market is a real-time transaction or a pending transaction, which is valid on the same day.

2. What do you mean by fund dividends? Fund dividend means that the fund distributes part of the income to fund investors in cash, which is originally a part of the net value of the fund unit. People usually refer to funds mainly as securities investment funds. According to the Interim Measures for the Administration of Securities Investment Funds, fund management companies should distribute at least 90% of the net income of funds in cash once a year. The "Interim Measures" have expired, and how to allocate them now is subject to the provisions of the Fund Contract. Dividends are not as much as possible. Investors should choose a dividend distribution method that suits their own needs. Fund dividend is not the biggest standard to measure fund performance. The biggest criterion to measure the fund's performance is the growth of the fund's net value, and dividends are just the cash for the growth of the fund's net value.