rural medical insurance contributions are paid in 32 yuan per person per year, and the reimbursement rate can reach 7%.
according to the requirements of relevant departments, improve the level of residents' medical insurance benefits, expand the scope of medical insurance payment, and continue to improve the financing standard of residents' medical insurance. In 222, individual contributions will rise in 4 yuan, reaching the annual 32 yuan for each person. 3 yuan is added to the financial subsidy standard, reaching 58 yuan per person per year, and the reimbursement rate can reach 7%.
The state attaches great importance to the basic medical insurance for the insured people. The only principle of social insurance sponsored by the government is to guarantee the people's "medical security". By improving the basic medical security system of "full coverage, basic security and sustainability", the whole people are guaranteed to participate in the insurance, and the triple security system of basic medical insurance, serious illness insurance and medical assistance is improved, and the triple security system is strengthened to give full play to the comprehensive security function, so as to reduce the burden of medical expenses for the insured people step by step.
first, basic medical insurance-fairness and inclusiveness. Basic medical insurance is based on "guaranteeing the basics", doing our best, doing what we can, and earnestly safeguarding the people. The basic medical insurance needs the basic medical insurance pooling fund to pay a maximum of 15, yuan.
the second is serious illness insurance-further reducing the burden of high medical expenses. The serious illness insurance for urban and rural residents is established by relying on the urban and rural residents' medical insurance fund, covering all residents' medical insurance participants, and further paying the high medical expenses for seriously ill patients on the basis of basic medical insurance payment. The maximum payment for serious illness insurance for urban and rural residents is 4, yuan.
the third is medical assistance-supporting the bottom. The state establishes and improves the medical assistance system. While doing a good job in subsidizing eligible recipients to participate in insurance, after the recipients have been paid by basic medical insurance, serious illness insurance and other supplementary medical insurance, they will subsidize the medical expenses that individuals cannot afford and meet the requirements, so as to prevent them from returning to poverty due to illness.
legal basis:
article 25 of the social insurance law of the people's Republic of China (revised in 218) stipulates:
the state establishes and improves the basic medical insurance system for urban residents.
the basic medical insurance for urban residents combines individual contributions with government subsidies.
people who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people over 6 years old and minors from low-income families, etc. will be subsidized by the government.
article 26 of the social insurance law of the people's Republic of China (revised in 218) stipulates that:
the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 28 of the Social Insurance Law of the People's Republic of China (revised in 218) stipulates:
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.
article 29 of the social insurance law of the people's Republic of China (revised in 218) stipulates:
the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.
the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.