The difference between asset management plan and private equity fund lies in different nature, different positioning and different investment risks. Asset management products refer to standardized financial products approved by the regulatory authorities, which are publicly raised by fund management companies or securities companies, or entrusted by specific clients as asset managers, and entrusted institutions as asset custodians, and invest in the interests of asset clients with entrusted assets.

First of all, the essence of the two is different:

1, the essence of asset management plan: managed by professional investors (brokers/fund subsidiaries). It is an innovative financial service product developed by a securities company/fund subsidiary for high-end customers, and it is an asset invested in equity or fixed-income investment products agreed in the product.

2. The essence of private equity funds: refers to securities investment funds that raise funds from specific investors in a non-public way and invest in specific objects. Private equity funds are raised by means other than mass communication, and promoters set up investment funds to invest in securities by collecting funds from non-public multi-subjects.

Second, the positioning of the two is different:

1. Positioning of asset management plan: The collective asset management plan has a certain private nature, and its target groups are mostly middle and high-end customers. The unrestricted pool plan set up by the brokerage firm accepts no less than 654.38+10,000 yuan from a single customer, and the restricted pool financial plan set up accepts no less than 50,000 yuan from a single customer.

2. Positioning of private equity funds: Private equity funds are raised through non-public offering, and the target of raising is a few specific investors, including institutions and individuals.

Third, their investment risks are different:

1. Investment risk of asset management plan: The risk is low, because the asset management plan has the function of dispersing risks. There are many kinds of closed-end funds that can be invested in the collective asset management plan, and the choice of a single customer is narrow, so there is no guarantee that there will be a certain maturity income.

2. Investment risk of private equity fund: Private equity fund investment is accompanied by high risk. Equity investment usually needs to go through several years of investment cycle, and because it is invested in developing or growing enterprises, the development risk of the invested enterprises themselves is very high. If the invested enterprise ends in bankruptcy, the private equity fund may lose all its money.