We know that as employees, there are five insurances and one gold, one of which is medical insurance. If you are sick, you can use medical insurance to reimburse you. So how can we figure out the proportion of medical insurance reimbursement? Let me explain the relevant contents below for your reference and study, hoping to help you.

First, how do I know the reimbursement ratio of my medical insurance card?

1, local query

Insured persons can directly bring their identity documents and residents' medical insurance cards to the service hall of the local social security bureau to print the payment list, and can inquire about relevant information in detail. This way is more direct, suitable for those who can't surf the Internet and help themselves by telephone, and those who have time are more suitable for the elderly at a certain age.

2. Telephone enquiry

Insured persons can call the Social Security Bureau directly 12333 for enquiry. According to the voice prompts, you need to enter the social security card number and account password. This query method is also more convenient and fast, and it is the first choice of many people.

3. Online inquiry

Online query is suitable for people who know computer operation and don't have much leisure time. First, find the website of the local social security bureau online, open the website page, and enter personal information such as personal social security card account number, inquiry password and ID number, so that you can find your latest account information conveniently and quickly.

Second, medical insurance.

The basic medical insurance system in China adopts the mode of combining social pooling with individual accounts. The basic medical insurance fund shall, in principle, implement municipal co-ordination. The basic medical insurance covers all employers and their employees in cities and towns; All enterprises, state administrative organs, institutions and other units and their employees must fulfill the obligation to pay the basic medical insurance premium. At present, the employer's contribution ratio is about 6% of the total salary, and the individual contribution ratio is 2% of my salary. Part of the basic medical insurance premium paid by the unit is used to establish the overall fund, and part of it is included in the personal account; The basic medical insurance premiums paid by individuals are included in personal accounts. Pooling funds and individual accounts bear different responsibilities for payment of medical expenses. The overall fund is mainly used to pay for the hospitalization and outpatient treatment of some chronic diseases, and the overall fund has a minimum payment standard and a maximum payment limit; Personal accounts are mainly used to pay for general outpatient expenses.

From the above explanation, we can know that the proportion of medical insurance reimbursement can be inquired by the Social Security Bureau or online by logging in to the website.