Recently, a policy document in Qihe County, Dezhou, Shandong Province began to circulate on the Internet, which mentioned that "the first suite and the second suite will be reduced by 1% on the basis of the original down payment of 2% and 3% respectively".

On June 2nd, the Housing and Construction Bureau of Qihe County replied to the reporter of national business daily through Dezhou 12345 government service convenience hotline: "There is no such policy, and it has never been issued."

However, local brokers in Qihe County still communicate through the intermediary platform, saying that 1% down payment can still be implemented at present, and the policy will continue until the end of the year.

execute? Don't execute?

There are several screen shots in the "Several Measures for Promoting the Stable and Healthy Development of the Real Estate Industry in Qihe County" circulating on the Internet, which indicates that "banks are encouraged to reduce the down payment ratio. The first suite and the second suite will be reduced by 1% on the basis of the original down payment of 2% and 3% respectively. " It is stipulated that the maximum amount of housing provident fund loans will be increased by 1, yuan on the existing basis; The down payment ratio of provident fund housing loan is reduced by 1 percentage points on the existing basis. "

On June 2nd, Yan Yuejin, the research director of the think tank center of Yiju Research Institute, told the reporter of national business daily via WeChat: "At present, the down payment ratio of mainstream cities in China has entered the range of 2%, Qihe, Texas, is the first to eat crabs, and initiated the 1% down payment system. The 1% down payment system is aimed at the first suite, and it is based on the original 2%. For the sake of market pressure and ensuring the demand for just-needed housing, the overall goal is to lower the threshold for buyers to enter the market. For buyers, the 1% down payment policy is very attractive, and market transactions are really easy to boost. "

A number of real estate agents in Qihe County told reporters through the intermediary platform: "At present, the 1% down payment policy for the first suite can be implemented until the end of the year."

However, Qihe County officials denied the existence of this policy. On June 2, Qihe County Housing and Construction Bureau replied to the reporter of national business daily through Dezhou 12345 government service convenience hotline: "It has been confirmed many times, there is no such policy, and it has never been issued."

The market's thirst for policies has increased

According to official website, the people's government of Qihe County, the county is located at the southernmost tip of Dezhou City, Shandong Province, across the Yellow River from the provincial capital Jinan, with a total area of 1,411 square kilometers and a population of 7,. It is the nearest satellite city around Jinan, and in recent years, it has devoted itself to launching the city brand of "Qihe River on the water with the upper hand". According to the economic operation data in April 222, there are currently 63 real estate projects in Qihe County, and the growth rate of fixed assets investment from January to April was 15.6%. The official said that "investment maintained rapid growth".

according to the national house price quotation network, the house price in Qihe county has been stable recently, and the unit price of new houses has been maintained at around 7,5 yuan/square meter since May 221, and it has been maintained until May 222. Second-hand housing prices are similar, maintaining a unit price of around 75 yuan/square meter with little fluctuation.

Source: National Housing Price Network

In terms of land transfer, according to Wind statistics, the transaction area of residential land in Qihe County in 221 was 1.25 million square meters, up 114.26% from 47.84 square meters in 22; The transaction floor price was 1,684.83 yuan/m2, up 1.8% from 1,654.32 yuan/m2 in 22.

Source: Wind

As a whole, according to the Statistical Bulletin of National Economic and Social Development of Dezhou City in 221, the investment in real estate development in Dezhou City was 32.959 billion yuan, down 19.8% from the previous year; The residential sales area was 6.8617 million square meters, an increase of 5.5%; Residential sales reached 47.168 billion yuan, up 6.2%.

Recently, many regions have proposed down payment policies. On May 31, Shaoyang proposed that the minimum down payment ratio for the first suite should be 2% and the minimum down payment ratio for the second suite should be 3%. On May 23, Taiyuan encouraged banking financial institutions to implement the down payment ratio of housing mortgage loans according to 2%; After May 1st, Luoyang borrowed money to buy the first set of ordinary self-occupied families, and the minimum down payment ratio of the loan was 2%.

Although some projects in Zhengzhou have recently reported a 2% down payment for testing water, relevant media reported that it has been stopped. Whether there is a "Rashomon" in Qihe County's 1% down payment policy, as a market comment said: "At least it shows the recent mentality of the market and the desire for policy relaxation has increased."