The threshold of wealth management products of most banks is 50,000 yuan and 654.38+10,000 yuan, and even wealth management products with an investment starting point of one million yuan will appear. However, this makes most people put about 10,000 yuan in their bank debit cards for emergencies.

Each of us will have some cash and demand deposits, but the expected annualized expected return is very low, almost zero! Relatively speaking, the lost opportunity cost is great, but using online financial tools such as Lifelong Bao can solve the problem well.

First of all, on the investment threshold, the investment threshold of the money fund's investment target is only 1000 yuan, while the general money fund is1000 yuan. Therefore, being able to invest in the fund at 100 yuan is a cash withdrawal of its innovation.

Secondly, in terms of expected annualized expected returns. You can get a historical expected annualized rate of return of about 5% by investing in Lifetime Bao, and the expected annualized rate of return will be returned to the account through daily settlement. The expected annualized rate of return is about 1 1- 19 times higher than that of demand deposits, which can well meet investors' investment demand for low-risk and stable expected annualized rate of return.

In addition, Lifelong Bao has a high efficiency in the use of funds, and it can also enjoy the expected annualized expected income on weekends and holidays, and support rapid cash withdrawal. T+0 arrives in the account, which is very liquid, comparable to current savings, and also solves the worries that investors can't withdraw money when using money.

Money funds invest in risk-free money market instruments, which is different from other types of open-end funds and has high security, high liquidity and high expected annualized expected returns. Its quick charge and quick cache make it have some savings characteristics, and low purchase cost is also one of the criteria for investors to choose live treasure.