Some investors may pay less attention to the fund when they buy it, and then the fund has been put on for a year or two, but there is no loss. So why didn't the fund lose money for a year or two? What is the reason? The following small series will not lose money for one or two years. I hope you like it.
The fund has not lost money for a year or two.
The fund is a risky investment. If the fund you buy is a good fund, and the fund rises more and falls less, then if you hold it for a year or two without losing money, it means that the investment target of this fund is good and the fund has risen, then investors are making money.
There are many kinds of funds. If it is a money fund or a pure debt fund, it is normal to hold it for one or two years without losing money, because the risks of these two types of funds are very small and there are few losses. They have never invested in the stock market, so they are more likely to make money.
However, if it is a high-risk fund type, such as stock fund, hybrid fund and index fund, and can hold it for one or two years, it means that this fund is good and worth holding for a long time, because this kind of fund is risky, so it fluctuates greatly.
The fund has not lost money for a year or two.
Generally speaking, holding relatively high-risk funds for a long time can reduce the risk to a certain extent, because it can average the fluctuation risk brought by short-term funds. From the perspective of fund handling fees, it is more cost-effective to hold funds for a long time than to hold funds for a short time, because some long-term funds are exempt from redemption fees to a certain extent, but if they are only held for a few days, the redemption rate will be more expensive.
In addition, it should be noted that fund fees are divided into two types: A and C. Among them, fund A will not charge investors' sales service fees, but will charge subscription fees and subscription fees, while fund C will charge investors' sales service fees, but will not charge subscription fees and subscription fees.
Therefore, Fund A is suitable for long-term investment and Fund C is suitable for short-term investment. If it is held for a long time for one or two years, the fund handling fee can also be reduced. For fund A and fund C, part of the handling fee can be reduced, so the possibility of losing the handling fee is reduced, but it depends on the fund rules. Generally, if it is held for a long time, it is more likely to be exempted from handling fees.
How long does a bear market usually last?
Bull market and bear market are only in an instant, and many people hope that the bull market will appear. For the judgment of bear market, we can adopt the method of contingency synthesis, that is, to establish a comprehensive analysis system whose standards are revised with historical changes and can adapt to the changed status quo. This analysis method is also suitable for balancing the market.
Bear market duration
It is understood that there are bull stocks in the bear market, such as Yi 'an Technology and Haihong Holdings. Give up if you lose money, and the result is a ups and downs. Whether it is to distinguish bear stocks in a bull market or to know bull stocks in a bear market, it is important to see whether the medium and long-term moving averages of individual stocks present and maintain an upward trend.
As for how long does a bear market last? A bear market generally does not last more than five years. To put it simply, within five years, the A-share market is bound to have a relatively good rise. Referring to the historical K-line chart of A shares, we can know that any time can be used as the initial unit of calculation. After five years of development, we can see that the stock market has been rising every year in these five years.