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Which fund has higher risk?
Funds are a financial management method with relatively moderate risks and returns. However, funds are always net value products and do not guarantee either principal or return. If the investment is improper, there is also the risk of principal loss. So which fund has higher risk?

1. New funds

Subscription for new stocks and new bonds is very popular among investors, because there is a high probability that the prices of new stocks and new bonds will rise after they are listed. However, new funds are different. Funds are medium- and long-term investment tools, and the stability of fund returns is more important. New funds that have just been established basically do not have much historical performance for reference, so it is not conducive for investors to make judgments.

In addition, new funds generally require managers to build a position for 1-3 months to convert investment funds into positions. During this process, the market may change greatly, and investors cannot escape in time.

2. Funds whose fund managers change frequently and fund managers who manage too many funds

The energy of the fund is limited. If too many funds are managed at the same time, improper management will inevitably occur. Mistakes. It is also not recommended to buy funds that frequently change fund managers.

3. Funds with skyrocketing net values

Some funds suddenly have a sudden surge in net value on a certain day, which is usually caused by huge fund redemptions. When a fund held for less than the specified number of days is redeemed, a redemption fee is required. When a fund encounters a huge redemption, the redemption fee will also increase significantly, resulting in a large increase in fund assets in a short period of time. And due to the substantial reduction due to redemptions, the net value of the fund will naturally skyrocket.

4. Funds with high turnover rates

Fund turnover rates represent the trading activity of fund managers. A high turnover rate indicates that fund managers operate frequently and fund transaction costs will also increase. .