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Digital RMB can be used in Shanghai shopping malls, and the usage scenarios will be richer

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Digital RMB can be used in Shanghai shopping malls, and the usage scenarios will be richer

Checkout counter of Shanghai New World Daimaru Department Store China Times (www.chinatimes.net.cn) reporter Hu Jinhua trainee reporter Zhao Yi Shanghai photo report The annual "March 8th" International Women's Day has arrived as scheduled.

On March 8, a reporter from "China Times" learned through visits that during the "March 8 Goddess Festival", customers in Shanghai New World City and New World Daimaru Department Store can use digital renminbi to pay.

“Digital RMB is still in the internal testing stage in Shanghai. This event is in cooperation with banks. Users need to submit an application at least two days in advance. Only some customers who have obtained the invitation code can use digital RMB, and the time of this event is limited to

During the ‘Goddess Day’ promotion period from March 6 to 8,” a staff member of Shanghai New World Daimaru Department Store told a reporter from China Times.

The reporter saw at the scene that about half of the cashiers in the mall can use digital renminbi for payment. Next to each digital renminbi cashier, in addition to cashiers, there are also staff from the Bank of Communications and China Construction Bank to provide guidance for installation and installation.

Provide help to customers who have difficulty using digital renminbi.

A staff member of the Bank of Communications told this reporter that internal testing of digital renminbi will also be carried out during the following festivals such as the May Day Festival.

Application scenarios are constantly enriching. In addition to the use of digital renminbi in shopping malls, reporters also found traces of digital renminbi on vending machines in subway stations such as Nanjing East Road, Jing'an Temple, and Xujiahui in Shanghai.

The reporter noticed that these "Black Pickup" vending machines that provide digital RMB payment come from Shanghai Qiaohe Intelligent Technology Co., Ltd. The company's staff told this reporter that they are currently only available in some important sites.

Shanghai Jing'an Temple Subway Station Vending Machine At the vending machine, Shanghai citizen Ms. Yang, who used digital renminbi to pay, told the China Times reporter that the actual experience was no different from Alipay and WeChat, and it was very convenient to use.

Ms. Yang said that she had previously activated the digital renminbi function on the CCB APP, but the interface can no longer be found.

In addition, the reporter also found that the recharge page of the Shanghai Transportation Card also has a digital renminbi option.

During the National Two Sessions, Jin Penghui, member of the National Committee of the Chinese People's Political Consultative Conference, deputy director of the Shanghai Headquarters of the People's Bank of China, and president of the Shanghai Branch, said that he will continue to promote the construction of Shanghai's financial technology center and do a good job in settling the head office's financial technology-related infrastructure in Shanghai.

On the basis of financial technology application innovation pilots, the application results will be replicated and promoted, and the digital renminbi pilot program will be promoted in an orderly manner.

"Shanghai, as my country's financial center, also plays a decisive role in the world. Shanghai's digital RMB pilot is not only of practical significance, but also of greater symbolic significance. From the perspective of practical significance, Shanghai has a large number of financial institutions, consumer groups, The wealthy class and the general public can obtain more underlying data and conduct better stress tests by conducting pilot projects in Shanghai. From another perspective, the pilot project in Shanghai is more symbolic, symbolizing the rapid rollout of digital renminbi pilot projects in various places. It also symbolizes the future development trend of the RMB. In addition, it also shows China’s determination to carry out digital transformation to the world.” Wang Peng, assistant professor at Renmin University of China, told a reporter from China Times.

Su Xiaorui believes that the essence of digital renminbi is legal tender and has basic payment functions. Compared with other third-party payment methods, the customer group targeted by digital renminbi is more inclusive and is helpful for expanding the scope of customer groups and enhancing merchant brands.

It has a positive effect; in addition, the digital renminbi also has a variety of hardware wallet payment forms, including but not limited to video cards, watch bracelets, etc., which can also be beneficial to the subsequent improvement of payment convenience for the elderly.

Zhang Yunyong, a member of the National Committee of the Chinese People’s Political Consultative Conference and general manager of the China Unicom Group Product Center, also said in an interview with the media that in the future, the elderly will be able to benefit from the security and universality of the digital renminbi. “In the future, digital wallets will be soft and hard, and soft means including

Software wallets in the form of mobile apps; hard wallets in the form of 'chip security units'. The future of digital wallet security is a major trend, making efforts to adapt to the aging of the digital economy, that is, the digital economy for the elderly, and to eliminate the digital divide.

"Digital RMB cross-border payment has attracted attention. The "March 8 Goddess Day" also coincides with the two sessions of our country.

At this year’s Two Sessions, “digital renminbi” unsurprisingly became a hot topic. It is worth noting that representatives and committee members unanimously focused their attention on cross-border payments in digital renminbi.