Transferring funds out of Yu'e Bao, including transferring to your bank card and transferring to Alipay balance, is free of charge.

However, starting from October 12, 2016, funds newly transferred by users from their balance to Yu'e Bao can only be transferred back to their balance when they are transferred out, and cannot be transferred directly to their bank cards.

Alipay will start to charge individual users a free withdrawal limit of more than 20,000 yuan from October 12, 2016. If the limit exceeds the limit, a 0.1% service fee will be charged.

At that time, users may be charged certain fees when operating "withdraw money to their own bank card" and "transfer money to other people's bank cards".

Process of transferring Yu'E Bao to bank card: 1. Log in to Alipay via mobile phone, click My, select Yu'E Bao 2. Click Transfer 3. You can choose the bank card to be transferred out, and follow the estimated arrival time and transfer limit prompted on the page.

Click to confirm the transfer.