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What does enterprise annuity mean?
Hello, enterprise annuity refers to the supplementary old-age insurance system voluntarily established by enterprises and employees on the basis of participating in the basic old-age insurance according to law.

The expenses required for enterprise annuity shall be paid jointly by the enterprise and individual employees. The disbursement channels of enterprise payment shall be implemented according to the relevant provisions of the state; Individual contributions of employees can be withheld from individual wages of employees by enterprises.

Enterprise payment shall not exceed 1/12 of the total wages of employees in the previous year. The total contributions of enterprises and employees generally do not exceed one-sixth of the total wages of employees in the previous year.

legal ground

Trial measures for enterprise annuity

Article 2 The term "enterprise annuity" as mentioned in these Measures refers to the supplementary old-age insurance system voluntarily established by enterprises and their employees on the basis of participating in the basic old-age insurance according to law.

Article 9 The enterprise annuity fund consists of the following items: (1) Payment by enterprises; (2) Individual contributions of employees; (3) Income from investment and operation of enterprise annuity funds.

Article 10 The enterprise annuity fund shall be fully accumulated and managed by individual accounts.

Enterprise annuity funds can be invested and operated in accordance with state regulations. Income from investment and operation of enterprise annuity fund is merged into enterprise annuity fund.