Question 1: Return on own funds Current ratio = Current assets/Current liabilities Quick ratio (acid test ratio) = (Current assets - Inventory)/Current liabilities Conservative quick ratio (Super quick ratio) = (Cash + Short-term securities +

Notes receivable + net accounts receivable) / current liabilities Operating cycle = inventory turnover days + accounts receivable turnover days Inventory turnover rate (number of inventory turnovers) = cost of sales / average inventory inventory turnover days = 360 / inventory turnover

Rate Raw material turnover rate = cost of raw materials consumed / average raw material inventory work in progress turnover rate = manufacturing cost / average work in progress inventory Accounts receivable turnover rate = net sales revenue / average accounts receivable (including notes receivable, minus

Bad debt provision) Accounts receivable turnover days = 360/Accounts receivable turnover rate Current asset turnover rate = Sales revenue/Average current assets Total asset turnover rate = Sales revenue/Average total assets Asset-liability ratio (debt operating ratio) = (

Total liabilities/total assets)*100% Equity ratio (debt-equity ratio)=(Total liabilities/Shareholders’ equity)*100% Tangible net worth Debt ratio=[Total liabilities/(Shareholders’ equity-Net intangible assets)]*100% Obtained

Interest ratio (interest coverage ratio) = profit before interest and tax / interest expense net sales profit margin = (net profit / sales revenue) * 100% gross sales profit margin = [ (sales revenue - sales cost) / sales revenue] * 100% net assets

Interest rate = (net profit/average total assets)*100%=net sales interest rate*asset turnover rate return on net assets (return on net worth, return on equity, net interest rate on equity)=net profit/average net assets*100%=assets

Net interest rate * equity multiplier = net sales interest rate * asset turnover rate * equity multiplier Question 2: What does house redemption mean? House redemption means that the original owner wants to sell the house, but the house is still under a bank mortgage loan. Before the house is sold, it must be

The whole process of paying off the bank loan, canceling the mortgage registration, and getting the property certificate back.

The role of the guarantee company in the process of advance redemption is that when the original owner cannot repay the entire loan with his own funds, the advance helps the original owner return all the mortgaged property to the lending bank, and the bank cancels the mortgage registration of the property.

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This enables the original owner to retrieve the property certificate, conduct the transaction and go to the property registration department to complete the transfer procedures.

House redemption generally occurs during the transaction of second-hand houses, and house buyers and sellers usually entrust intermediary companies to help with the operation. Guarantee companies are usually recommended by intermediary companies. Sometimes the two companies are actually related companies, but they are

Two different legal relationships.

The parties involved in the purchase and sale of houses do not necessarily understand this. When disputes arise over guaranteed property redemption, it is often difficult to distinguish responsibilities. Therefore, when handling the process of guaranteed property redemption, one should pay attention to the fact that not only has a second-hand house sales contract been signed, but the redemption rights of both the buyer and the seller must be clarified.

The rights and obligations of the property must be signed, and a guarantee and redemption contract must be signed to stipulate the rights and obligations of the guarantee company and the client. Once a dispute occurs during the guarantee and redemption process, the responsibilities of the guarantee company and the client can be clarified.

This principal can be the seller or the buyer of the house.

Second, be careful when handling a power of attorney to prevent the power of attorney from being used by others.

Question 3: Who does “franchise project investor” refer to? Aren’t investors the owners?

Franchise project management method refers specifically to the way some governments hand over some planned urban infrastructure projects to professional investors for investment and construction, and grant franchise rights for a number of years after the project is completed, so that they can recover the project investment through operation.

and proceeds will be recovered and managed by ***.

Among them, professional investors are franchise project investors or franchise owners.

***The department selects franchise project investors through bidding.

Franchise project investors can be private enterprises or state-owned enterprises.

Private enterprises plan their own project construction funds, with part of their own funds and part through bank loans (internationally known as BOT); state-owned enterprises also plan their own project construction funds, with part of their own funds and part through bank loans.

*** can invest part of the funds, but *** will not participate in the operation and recycling project investment and income (internationally known as PPP).

Therefore, franchise project investors are different from general contractors.

The project belongs to ***, but he is the planner of the construction funds, the investor of the project, the implementer of the project, the project operation manager, the interest and loan repayment of the project, the recovery of project income, and the transfer of the project after the expiration of the franchise

Give*** .

That is to say, franchise project investors are able to construct, produce or provide projects on their own in accordance with the law, and do not need to invite bids; conversely, when the above conditions are not met, they must also invite bids to select contractors; the projects involved in the general contracting project's tentative valuation meet the bidding standards

Yes, bidding is required.

This is where general contractors differ from franchise project investors.

Question 4: Are owners’ financing difficulties related to safety accidents? The sources of funds for small and medium-sized enterprises are nothing more than the following: first, self-raised, second, direct financing, third, indirect financing, and fourth, *** support funds, etc.

About self-financing.