because when you bought the fund, the settings were wrong.

if the fund products you bought in AliPay are eaten by the organization when they pay dividends, it may be because you chose the distribution method of letting the organization pay for the income when you bought the fund.

in this case, your dividend income will be distributed by the institution you choose, instead of directly entering your AliPay account.

if you want to get the dividend income of the fund, I suggest that you choose the method of letting Alipay distribute the income on your behalf when purchasing the fund. In this way, the dividend income of the fund will directly enter your Alipay account, and you can check and use it at any time.