Young people's future income has a large room for growth, and they also have a long time to continue to earn income, so they have a strong risk tolerance. When you start managing money when you are young, you can try more radical investment methods. If you lose money because of lack of knowledge or bad luck, you can make up for it in the following years. On the contrary, if you don't start financial management until middle age or even old age, the property in your hand is likely to be the capital for your own pension. You need to carefully control risks and always put the maintenance of principal first. However, I don't think financial management must start as soon as possible. The premise of financial management is "having money to manage". If your property is limited, it is not worth spending a lot of time on financial management.

There are two main reasons. First of all, many investment products have a minimum limit. Bank wealth management is generally 1 10,000, 50,000, and some large wealth management products are higher; Stocks have to be bought from 100 shares, such as Maotai, which is hundreds of thousands in one hand; For products such as trust private placement, the threshold is higher. In earlier years, Public Offering of Fund had to buy from 1000 yuan. In recent years, the threshold is almost zero, but it is of little significance to buy too little. Secondly, if the principal is too small, even if a good rate of return is achieved, the actual amount of income is still very small. Taking the time spent on financial management to learn work skills or to work may have a greater effect on raising income. If there are economic conditions. You should learn how to manage money from an early age, that is, you will gain the ability to survive and the skills to acquire wealth for the future.

Only by establishing the awareness of investment and financial management and the concept of pursuing wealth from an early age can we succeed more easily, faster and earlier in the modern society with increasingly fierce competition for resources. Modern society is an economic era, or an era of wealth. The mainstream value standard to measure a person is wealth. Nowadays, society is polarized, some are rich people standing at the top of the pyramid, and some are poor people living at the bottom all day to live.

At present, such a social structure has been basically fixed, and it is basically impossible to change much in recent years. Of course, these short videos are still available, but it is too difficult to make big money. Besides, if you have that talent, I would advise you to manage your money as soon as possible. The sooner the better. In the past two years, because the economic situation is not very good, it is more suitable to manage money in this domestic environment, so that you can make a sum of money at the end of the epidemic.