After an employee dies, the balance in his or her housing provident fund account can be withdrawn in full.
After an employee dies, the balance in his or her housing provident fund account can be withdrawn in full.
The specific operation process is as follows: Withdrawal conditions: When the employee dies or there is a legal document (such as a household registration cancellation certificate or a declared death certificate) to prove his death, the employee's heirs or legatees can withdraw the storage balance in the employee's housing provident fund account.
If the employee has no heirs or legatees, then this part of the funds will be included in the appreciation income of the housing provident fund.
Documents that should be issued to withdraw provident funds 1. Relevant documents that employees should provide to withdraw provident funds after retirement 1. The original and copy of my retirement certificate or retirement approval form; 2. The original and copy of my ID card; 3. Fill in the "XX City Employee Housing"
Provident Fund Withdrawal Application Form" in triplicate and stamped with the official seal of the depositing unit.
I hope the above questions can be helpful to you. If you have other legal questions, please consult a professional lawyer.
Legal basis: Article 24 of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee's housing provident fund account: (1) Purchasing, constructing, renovating, or overhauling a self-occupied house; (2)
) Retirement or retirement; (3) Completely losing the ability to work and terminating the labor relationship with the employer; (4) Leaving the country to settle; (5) Repaying the principal and interest of a house purchase loan; (6) The rent exceeding the prescribed proportion of family wage income
.
In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.
If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.