Taking Zhengzhou as an example, according to Article 25 of the Measures for the Basic Medical Insurance of Workers in Zhengzhou City, the overall fund is mainly used to pay for hospitalization medical expenses, outpatient medical expenses for specified diseases and outpatient medical expenses for serious and serious diseases.
Personal accounts are mainly used to pay for general outpatient medical expenses, drug purchase expenses and hospitalization medical expenses borne by individuals. When the personal account balance is insufficient to pay, the excess shall be borne by the individual. Pooled funds and individual accounts shall be accounted for separately and shall not be misappropriated.
Article 26 The principal and interest of an individual account are owned by the individual and may be carried forward and inherited, but cash may not be withdrawn or used for other purposes.
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