With the approval of the State Council, these provisions are not applicable to enterprises directly organized by relevant departments and units in the State Council to co-ordinate the cost of endowment insurance. Article 3 The term "old-age insurance" as mentioned in these Provisions refers to the basic old-age insurance system in which the social insurance administrative department of this Municipality is responsible for organization and management according to law, the enterprise and the insured bear the obligation to pay the old-age insurance premium, and the insured enjoys the old-age insurance benefits according to law after retirement.
The basic old-age insurance combines social pooling with individual accounts, and gradually increases the proportion of individual accounts. Article 4 The goal of the reform of the old-age insurance system in this Municipality is to gradually establish a multi-level old-age insurance system. In addition to the basic old-age insurance stipulated in these Provisions, enterprises are encouraged to establish supplementary old-age insurance; Encourage employees to participate in personal savings endowment insurance. Fifth retirees management services should be gradually socialized. Article 6 The insured shall fulfill the obligation to pay the basic old-age insurance premium according to the regulations.
The insured enjoys the following endowment insurance rights:
(a) to receive the basic pension and enjoy other old-age insurance benefits in accordance with the provisions;
(two) query and I related to the old-age insurance payment records;
(3) Providing pension insurance policy consultation and other services;
(four) to apply for arbitration, administrative reconsideration or bring a lawsuit on the old-age insurance dispute related to me according to law;
(five) to supervise the endowment insurance work of social insurance agencies;
(six) supervision of enterprise payment. Article 7 Enterprises shall participate in the basic old-age insurance in accordance with regulations, go through the old-age insurance formalities for the insured, and fulfill the obligation of paying the basic old-age insurance premium.
Enterprises participating in endowment insurance shall enjoy the following rights:
(a) to the social insurance agency to inquire about the old-age insurance payment records of the unit;
(two) to provide pension insurance policy advice;
(three) to apply for arbitration, administrative reconsideration or bring a lawsuit in accordance with the law on the old-age insurance disputes related to this unit;
(four) to supervise the endowment insurance work of social insurance agencies. Chapter II Organization, Management and Supervision Article 8 This Municipality implements a management system in which social insurance management and fund management are separated, and executive agencies and supervision agencies are separated. Article 9 The municipal social insurance administrative department shall be responsible for the organization, management, supervision and guidance of the endowment insurance for employees of urban enterprises. Its duties are:
(1) Organizing the implementation of the old-age insurance system;
(two) to study and formulate the old-age insurance policy and development plan;
(three) to supervise the payment of endowment insurance premiums, the payment of pensions and the operation of endowment insurance funds;
(four) to guide the business work of social insurance agencies.
The district and county social insurance administrative departments shall be responsible for the specific implementation of the endowment insurance for urban enterprise employees within their respective administrative areas. Tenth social insurance agencies are non-profit institutions, responsible for handling old-age insurance affairs. Its duties are:
(1) Collecting endowment insurance premiums according to law, and urging enterprises and insured persons to pay endowment insurance premiums in full and on time;
(2) Establish and improve the endowment insurance files and personal accounts of the insured;
(3) Paying the insured's basic pension and other pension insurance benefits according to law;
(four) to handle the transfer procedures of the insured's pension insurance relationship;
(five) to prepare the draft budget and final accounts of the endowment insurance fund and management service fee on time, and compile accounting and statistical statements;
(six) operating the endowment insurance fund according to law to ensure the safe appreciation of the fund;
(seven) to provide consulting and inquiry services related to endowment insurance to enterprises and the insured;
(eight) to organize and promote the socialized management services for retirees;
(nine) other duties stipulated by the state and this Municipality. Eleventh the establishment of the municipal social insurance supervision committee. The Social Insurance Supervision Committee is composed of representatives of the government, enterprises, trade unions and retirees, and is responsible for reviewing the annual revenue and expenditure plan of social insurance funds, supervising the implementation of social insurance policies and regulations and the management of social insurance funds. Twelfth social insurance agencies shall regularly provide the following information to the Municipal Social Insurance Supervision Committee:
(a) the implementation of endowment insurance laws, regulations and rules;
(two) the internal system construction of social insurance agencies;
(three) the income and expenditure of the endowment insurance fund;
(four) the extraction and use of management fees and service fees;
(five) the operation of the endowment insurance fund;
(six) to pay the basic pension and other pension insurance benefits.
The basic information of items (3), (4), (5) and (6) of the preceding paragraph shall be announced to the public after verification by the Municipal Social Insurance Supervision Committee. Thirteenth suggestions or resolutions of the Municipal Social Insurance Supervision Committee to improve the work of social insurance agencies shall be adopted by social insurance agencies.
The Municipal Social Insurance Supervision Committee shall submit the illegal acts of social insurance agencies and their staff to the relevant departments for handling according to law.