In order to distinguish it from Class A, the Monetary Fund should start with Class B with 5 million yuan, otherwise, it doesn't need to be divided into Class ab, and it just needs to be divided into Class A shares. Category B of the Monetary Fund is aimed at high-net-worth people, so the threshold should be raised.

The subscription threshold of Monetary Fund A is relatively low, usually starting from 100 yuan, ordinary investors can subscribe.

The subscription threshold of Monetary Fund B is relatively high. Usually, the minimum subscription amount is 5 million, which is for investment institutions or large investors.